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PRICE ADJUSTMENT!!!! SELLER MOTIVATED!!!! Finally, a subdivision with LOTS OF TREES! Welcome Home to PEPPERTREE! This two story home with 2 CAR GARAGE, will meet all your needs, from a large useable yard, to room for your cars, WORKSHOP area, and plenty of storage and evenHANDICAP ACCESS both inside and out. As you enter, a SOARING FOYER greets you, with an OPEN CONCEPT STAIRCASE, a nod to the 70's, on the left. The lift chair allows ease of navigation and can be removed if not needed with a great contract. The OPEN FLOOR PLAN of the living areas is spacious and has great flow for all your entertaining needs, opening to COZY SUNROOM. ALL APPLIANCES REMAIN. Enjoy your morning coffee in front of the WOODBURNING FIREPLACE or in the SUNROOM The living room, den and sunroom provide room for everyone to spread out! The 4 BEDROOMS are upstairs with a SPLIT FLOORPLAN creating privacy in the primary bedroom, with it's own BATHROOM, AND WALKIN CLOSET. PULLDOWN ATTIC STAIRS are placed safely in the hallway for ease access. Outside, STAIRSTEP GARDEN BEDS lead to the backyard with plenty of room for all your dreams. NEW ROOF 2026, LEAFGUARD GUTTERS and NEW HVAC 2025. The neighborhood has a community POOL and a newly renovatedCLUBHOuSE which can be rented for guests' events. . If ease of access is your goal, this home will welcome you with open arms.
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Our Executive Mortgage Banker:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,200 | $295,200 | $295,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $223 | $223 | $223 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,768 | $1,864 | $2,432 |
| Total Monthly Payment | $2,065 | $2,161 | $2,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.