9648 SAGE CREEK DRIVE, Ruskin, FL, 33573 | $399,000

Under contract-accepting backup offers. Welcome home to this stunning two-story residence offering over 3, 153 square feet of thoughtfully designed living space with 6 bedrooms, 3 full bathrooms, and an ideal layout for today's growing or multi-generational families.
One of the home's standout features is the owned solar panel system, keeping monthly electric bills incredibly low, typically under $30 per month, including taxes and fees!
Situated on a spacious, fully fenced homesite with a durable vinyl privacy fence, this home offers plenty of room to relax, entertain, and create lasting memories. Step inside to discover a versatile first-floor den, perfect as a home office, study, or playroom. Add elegant glass doors for additional privacy while maintaining an open, bright feel.
The heart of the home is the chef-inspired kitchen featuring an abundance of cabinetry, an oversized island with breakfast seating, and an enormous walk-in pantry that provides exceptional storage. The open-concept design seamlessly connects the kitchen, dining area, and expansive family room, making entertaining effortless and keeping everyone connected. The home also includes a whole-house water softener and a reverse osmosis drinking water system conveniently located under the kitchen sink, providing high-quality water throughout the home.
A first-floor bedroom with its own private ensuite creates the perfect guest retreat, in-law suite, or private space for extended family.
Upstairs, you'll find brand-new carpeting installed throughout the entire second level in June 2026, giving the home a fresh, move-in-ready feel. Escape to the spacious owner's suite complete with a ceiling fan, plush carpeting, a luxurious ensuite bath featuring dual vanities, a large walk-in shower, and an oversized walk-in closet. Four additional generously sized bedrooms provide comfort for family and guests alike.
The second-floor loft offers endless possibilities, create a media room, game room, library, fitness area, or second family room. A conveniently located upstairs laundry room makes everyday living even easier.
Step outside to your private backyard oasis with plenty of room for weekend barbecues, pets, playtime, or even your future dream pool.
When you're ready to cool off, enjoy the resort-style community pool and amenities that make every day feel like a vacation.
With flexible living spaces, premium water filtration, impressive energy savings from the solar panel system, brand-new carpeting, and room for everyone, this exceptional home truly offers the perfect blend of comfort, functionality, and Florida living. The sellers will be completing several valuable upgrades prior to closing, including the installation of a new water heater, a new toilet in the second-floor hallway bathroom, and a new kitchen sink faucet, all scheduled for June 2026. Entire carpet in Home was replaced June 2026. The washer and dryer were replaced in 2023, adding even more value and convenience. These thoughtful improvements enhance the home's appeal and provide added peace of mind for its next owners. Conveniently located near shopping, dining, hospitals, a new VA clinic, and with easy access to I-75 and US-301, this home offers the rare balance of comfort, convenience, and peaceful surroundings. Home comes equipped with Hurricane Shutters.

Features

  • Amenities: Basketball Court, Fence Restrictions, Playground, Pool, Tennis Court(s)
  • Rooms: 14
  • Bedrooms: 6
  • Baths: 3 full
  • Lot Size: 50 x 121
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
  • Style: Contemporary
  • Year Built: 2018
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,153
  • Acreage: 0.13
  • Lot Size: 50 x 121
  • Est. Taxes: $7,204
  • HOA Fee: $158 Annually
  • Lot Desc: In County, Landscaped, Sidewalk, Unincorporated
  • Elem. School: Belmont Elementary School
  • Middle School: Eisenhower-HB
  • High School: Sumner High School
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Washer, Water Softener
  • MLS#: TB8523194
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/TB8523194/9648sagecreekdrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2026 7:32:18 PM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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9648 SAGE CREEK DRIVE, Ruskin, FL, 33573

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $600 $600 $600
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,912 $2,015 $2,651
Total Monthly Payment $2,587 $2,690 $3,326

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.