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11208 DUNCAN STREET, Seminole, FL, 33772 | $575,000
Welcome to one of the most flexible income-producing opportunities on the market.
This single-story 4-bedroom, 2-bath home in Seminole offers nearly 2, 000 square feet of heated living space, a private screened in-ground pool, two separate entrances, two full kitchens, and no HOA. Whether you are an investor, an owner-occupant looking to offset your mortgage, or a family seeking a multigenerational solution, this property checks every box.
The home is configured as two distinct living spaces. Unit A offers 3 bedrooms, 1 bathroom, and a full kitchen, currently leased at $2, 345 per month. Unit B offers 1 bedroom, 1 bathroom, and a full kitchen, generating $1, 450 per month. Combined monthly rental income from day one: $3, 795.
Throughout the interior, fresh texture, new paint, and 5mm waterproof vinyl flooring create a clean, updated feel in every room. Each unit operates on its own central AC system, and the Unit A HVAC was replaced in 2025, giving the larger unit a brand new system. The main living area features an open floor plan connecting the living room, kitchen, laundry room, and family space, complete with ceiling fans, a spacious eat-in kitchen, and a full appliance package. The second unit is fully equipped with its own private entrance, full kitchen, separate laundry, and a bonus room with additional storage.
Step outside to a private backyard oasis. The screened in-ground pool is perfect for relaxing or entertaining year-round, and the pool pump was replaced in 2025. Mature landscaping, exterior lighting, and rain gutters round out the exterior. The lot runs approximately 30% larger than most in the neighborhood.
Located in a no flood, no evacuation zone, just minutes from the Pinellas Trail, Seminole Recreation Center, and SPC library, with the beaches about 10 minutes away.
Public utilities with one water meter and one electric meter serving the property. No HOA. No flood zone. Immediate cash flow from day one.
Opportunities like this do not stay available long.
Features
- Bedrooms: 4
- Lot Size: 78 x 100
- Laundry: Laundry Room, Other
- Year Built: 1971
- Garage: Driveway
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,998
- Acreage: 0.18
- Lot Size: 78 x 100
- Est. Taxes: $6,886
- View: Pool
- Elem. School: Seminole Elementary-PN
- Middle School: Osceola Middle-PN
- High School: Seminole High-PN
- Pool: Gunite, In Ground, Salt Water, Screen Enclosure
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Range, Refrigerator
- Lease Terms: >6 Months <12
- MLS#: TB8523448
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/TB8523448/11208duncanstreet_seminole_fl?source=qrflyer
Listing courtesy of LPT REALTY, LLC. Phone: 877-366-2213
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
11208 DUNCAN STREET, Seminole, FL, 33772
$575,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $574 | $574 | $574 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,755 | $2,904 | $3,820 |
| Total Monthly Payment | $3,421 | $3,570 | $4,486 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388