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Welcome to this beautifully maintained former model home, situated on a spacious corner lot in the desirable Covington Park community of Apollo Beach. This move-in-ready home offers a rare opportunity for qualified buyers to assume a VA loan with a 5. 74 interest rate, potentially resulting in substantial monthly savings compared to today's market rates.
Offering nearly 2, 500 square feet of thoughtfully designed living space, this home features 3 bedrooms, 2 bathrooms, a dedicated office/den, formal living and dining rooms, an expansive great room, a breakfast area, and a versatile bonus room, providing exceptional flexibility for today's lifestyle.
A screened front porch welcomes you inside, where vaulted ceilings and abundant natural light create an open, inviting atmosphere. The formal living and dining rooms frame the entry, while the heart of the home showcases the spacious great room, kitchen, and breakfast area beneath impressive 12-foot ceilings.
Designed with both style and function in mind, the kitchen features updated appliances, including a natural gas range, 42-inch cabinetry, Corian countertops, a pantry, breakfast bar, stylish backsplash, and abundant prep and storage space.
The privately situated owner's suite offers a peaceful retreat with a vaulted ceiling, charming window seat, large walk-in closet, and an ensuite bath featuring dual vanities, a soaking tub, separate shower, and private water closet. Two additional bedrooms and a full bath are located on the opposite side of the home, creating a desirable split-bedroom floor plan. A dedicated office provides an ideal work-from-home space, while the enclosed bonus room offers endless possibilities as a media room, playroom, fitness room, hobby room, or additional flex space.
Recent improvements include:
• New roof (2023)
• New fence (2023)
• HVAC system (2021)
• Kitchen appliances (2019)
• Fresh interior paint (2025)
• New backyard sod (2026)
Step outside to the oversized 15' x 40' covered and screened lanai overlooking the fully fenced backyard—an ideal setting for year-round entertainment, family gatherings, or relaxation.
Covington Park residents enjoy an exceptional amenity package featuring two community pools, playgrounds, picnic pavilions with grills, volleyball, tennis and basketball courts, multipurpose sports fields, scenic ponds, and miles of walking and biking trails.
Conveniently located just minutes from I-75, US-41, and US-301, this home offers easy access to shopping, dining, medical facilities, schools, daycare centers, and downtown Tampa.
With major system updates already completed, a spacious and flexible floor plan, and the rare opportunity to assume a 5. 74 interest rate VA loan, this exceptional home is ready for its next owner. Schedule your private showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$469,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $375,920 | $375,920 | $375,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $240 | $240 | $240 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,284 | $2,374 | $3,122 |
| Total Monthly Payment | $2,599 | $2,689 | $3,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.