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Fully Updated Penthouse-Level Residence beautifully updated 2-bedroom, 2. 5-bathroom — the largest of only five private condos in the landmark Esplanade building in downtown Stuart. With private residential lobby and elevator access, high ceilings, crown molding, real wood floors, a gourmet kitchen, beautiful built-ins, and a dedicated office space, it has been freshly painted with a new roof and all mechanical systems recently updated — so you can enjoy carefree, low-maintenance living from day one. Imagine waking up in the heart of the Sailfish Capital of the World and stepping onto your expansive covered balcony to the sounds of the St. Lucie River and the easy rhythm of coastal life. This rare top-floor home places you at the center of one of Florida's most authentic waterfront communities — where the boating lifestyle isn't just something you do on weekends, it's part of everyday living. From your front-row perch above Confusion Corner, you're moments from world-class fishing grounds and direct ocean access via the St. Lucie Inlet. Launch your boat in the morning and be offshore chasing sailfish, mahi, or kingfish by midday. In the evening, cruise back in for dinner at a marina-front restaurant or anchor at a sandbar with friends. Hutchinson Island's pristine, uncrowded beaches are just a short drive away — perfect for sunrise walks, shelling, swimming, or simply soaking in the Atlantic breeze. This is the easy coastal life done right: mornings on the Riverwalk with coffee in hand, afternoons exploring historic downtown boutiques and galleries, and evenings enjoying live music at Rock'n Riverwalk or dinner at Sailor's Return. The acclaimed Elliott Museum and Florida Oceanographic Coastal Center are nearby for days when you want a little culture with your coastal views. And when you're ready for the energy of a bigger city, the upcoming Brightline high-speed rail station in downtown Stuart will offer convenient, car-free access to Miami and Orlando — giving you the freedom to live the relaxed Stuart lifestyle while staying connected to work, events, or weekend getaways in South Florida and beyond. The large covered balcony delivers panoramic views of historic downtown Stuart with distant glimpses of the St. Lucie River — the perfect spot to watch the daily waterfront activity or gather friends for the spectacular Fourth of July fireworks display over the river during America's 250th celebration. Healthcare peace of mind is right nearby with the prestigious Cleveland Clinic Martin North Hospital just minutes away. The entire building features impact glass and a fire sprinkler system, and two covered parking spaces add to the convenience. Whether you're an avid boater, a beach lover, or someone who simply wants the authentic Old Florida coastal lifestyle with modern connectivity, this rare penthouse-level residence offers the best of both worlds. A Must-See to Appreciate The thoughtful updates, craftsmanship, and light-filled spaces truly set this home apart. Special Note to Buyers: This unit is located in a mixed-use (commercial/residential) building. As a result, it will not qualify for conventional financing. Cash buyers or those working with portfolio lenders experienced in mixed-use properties are encouraged. Buyer to independently verify all financing options. Property Highlights: 2 Bedrooms | 2. 5 Bathrooms | 1, 818 Sq Ft — the largest of only 5 residential condos in the Esplanade (penthouse level) Expansive covered balcony with panoramic downtown views + distant river glimpses Two private balconies total | Private residential lobby & elevator Real wood floors, gourmet kitchen, beautiful built-ins, and dedicated office space Newly painted, new roof, and all mechanical systems recently updated for carefree living Beautifully updated with quality craftsmanship and high-end finishes Built 2007 | Impact glass & fire sprinklers building-wide Covered parking for 2 vehicles Pet-friendly | Coud come turnkey and fully furnished if you wish, Select rental options available Walk to dining, shopping, Riverwalk & future Brightline station Cleveland Clinic Martin North Hospital minutes away Direct St. Lucie River access to the Atlantic Ocean — true boating lifestyle
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $573 | $573 | $573 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,755 | $2,870 | $3,789 |
| Total Monthly Payment | $3,420 | $3,535 | $4,454 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.