|
Presented by
Lindsey Gallant |
161 Derby Avenue, Orange, CT, 06477 | $449,900
This beautiful 3 bedroom, 2 full bath Craftsman style home has so many surprises. The main floor's living room is warm & cozy, featuring herringboned hardwood flooring. Just beautiful! Through the archway enter the dining area and the fully applianced kitchen with breakfast bar and recessed lighting. The 2 bedrooms on this floor are bright and comfortable, each having ceiling fans and more beautiful hardwood. . The full bath on this floor is nice and bright and has its own closet. Downstairs is a beautiful family room with a fireplace, another bedroom and another full bath. The surprises? The downstairs has its own entry making for a simple in law setup if desired. Central air conditioning. Huge shed with overhead door. More surprises? Almost a full acre of flat, serene property with plenty of room to store all your toys and more! How about your very own pond! Don't be fooled by the address, this property is private and a must see. Hurry!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Laundry: Lower Level
- Style: Ranch,Cottage
- Year Built: 1938
- Heating: Hot Air
- Cooling: Central Air
- Basement: Full,Heated,Sump Pump,Apartment,Walk-out,Liveable Space,Full With Walk-Out
- Above Grade Approx. Sq. Feet: 1,200
- Below Grade Approx. Sq. Feet: 1,200
- Acreage: 0.94
- Est. Taxes: $6,385
- Lot Desc: Treed,Level Lot
- Elem. School: Per Board of Ed
- High School: Amity Regional
- Appliances: Oven/Range,Range Hood,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24187097
- Website: https://www.raveis.com
/prop/24187097/161derbyavenue_orange_ct?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
| Bedroom 2 | Tile Floor | Lower |
| Dining Room | Hardwood Floor | Main |
| Family Room | Fireplace,Tile Floor | Lower |
| Full Bath | Main | |
| Full Bath | Tile Floor | Lower |
| Kitchen | Hardwood Floor | Main |
| Living Room | Hardwood Floor | Main |
| Primary Bedroom | Ceiling Fan,Hardwood Floor | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Lindsey GallantSales Associate
339.236.0950
Lindsey.Gallant@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1017266
508.335.8179
Michael.Cartier@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartRegional Sales Manager, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
161 Derby Avenue, Orange, CT, 06477
$449,900
Lindsey Gallant
Sales Associate
William Raveis Real Estate
Phone: 339.236.0950
Lindsey.Gallant@raveis.com
Michael Cartier
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,920 | $359,920 | $359,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $532 | $532 | $532 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,245 | $2,965 |
| Total Monthly Payment | $2,763 | $2,852 | $3,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524