123 Smyth Road, Manchester, NH, 03104 | $525,000

Welcome to 123 Smyth Road, a beautifully updated 4-bedroom, 2-full-bath home in Manchester’s highly desirable North End. Located on an exceptionally quiet street in one of the city’s most established neighborhoods, this move-in-ready home blends classic charm, modern upgrades, and everyday convenience. The flexible floor plan includes two bedrooms and a full bath on the first floor. Inside, you’ll find refinished hardwood floors, an open living and dining area, an updated kitchen with stainless-steel appliances, and approximately 75% of the basement finished for additional living space. A true highlight is the bright dining room, surrounded by windows and filled with natural light. It opens directly onto the spacious deck, creating an inviting setting for family meals, entertaining, or simply enjoying the peaceful backyard. The fully fenced backyard offers mature landscaping and plenty of room for children, pets, gardening, and relaxation. A large deck with retractable awning, stone patios and walkways, and a newly paved driveway add comfort and curb appeal. Recent improvements include an energy-efficient tankless heating and hot water system, ductless mini-split A/C on each floor, whole-house insulation upgrades, fresh paint, updated electrical outlets, and a SimpliSafe security system. The location is equally impressive. The elementary school is just a two-minute walk away, while the middle school and a nearby church are also within easy walking distance. Livingston Park, shopping, dining, and major commuter routes are all nearby. Beautifully maintained and thoughtfully updated, this exceptional North End home offers comfort, efficiency, flexibility, and a peaceful lifestyle in one of Manchester’s most desirable neighborhoods.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Cape
  • Year Built: 1931
  • Garage: 1-car Garage
  • Heating: Natural Gas,Baseboard,Hot Water,Mini Split
  • Cooling: Mini Split
  • Basement: Full,Insulated,Partially Finished,Interior Stairs,Storage Space,Interior Access
  • Approx Sq. Feet: 1,986
  • Acreage: 0.2
  • Est. Taxes: $6,398
  • Lot Desc: Near Paths,Near Shopping,Near School(s)
  • Elem. School: Smyth Road School
  • Middle School: Hillside Middle School
  • High School: Manchester Central High Sch
  • School District: Manchester Sch Dst SAU #37
  • MLS#: 5096818
  • Website: https://www.raveis.com
    /prop/5096818/123smythroad_manchester_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/2/2026
Listing courtesy of Greatland Real Estate LLC   Phone: 978-761-2733
Listing Agent: Mei Howes

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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123 Smyth Road, Manchester, NH, 03104

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $533 $533 $533
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,552 $2,652 $3,488
Total Monthly Payment $3,177 $3,277 $4,113

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.