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Virtually Staged. Welcome to this spacious 4-bedroom, 2-bathroom home in the quiet Odessa community of Wyndham Lakes. Situated on a quarter-acre lot, this home offers a split-bedroom floor plan, multiple living areas and a large backyard with plenty of room to make it your own. The freshly painted interior features a formal sitting room, dining area and a comfortable family room with luxury vinyl plank flooring and a wood-burning fireplace. The updated kitchen is the heart of the home, showcasing quartz countertops, stainless steel appliances, a built-in range, custom pantry cabinetry and stylish gold finishes. The primary suite includes luxury vinyl plank flooring, sliding doors leading to the screened lanai and an updated bathroom with quartz countertops, new mirrors and new shower glass. Outdoor living is easy with multiple access points to the screened lanai, including French doors from the sitting room, sliding doors from the primary bedroom and a separate door from the breakfast nook. The oversized backyard is partially enclosed by neighboring and rear fencing and could easily be fully fenced by adding fencing along just one side. Additional features include an interior laundry room with a utility sink and space for extra storage, a newly replaced HVAC and a 2023 water heater. Wyndham Lakes offers low HOA fees and a peaceful neighborhood setting while remaining conveniently located near restaurants, entertainment, shopping and the Veterans Expressway. The home is also zoned for A-rated schools, making it a wonderful opportunity to enjoy space, updates and convenience in the heart of Odessa.
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $400,000 | $400,000 | $400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $586 | $586 | $586 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,396 | $2,526 | $3,322 |
| Total Monthly Payment | $3,074 | $3,204 | $4,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.