|
Welcome to Derbyshire, where charm and comfort come together in this spacious triple split-plan home nestled beneath beautiful mature oak trees. This well-designed home offers an open and airy floor plan featuring volume ceilings, abundant natural light, and skylights in the living room and both bathrooms. The inviting living room showcases soaring ceilings, a cozy wood-burning fireplace, and the dining room has a large picture window that creates a warm and welcoming focal point. The formal dining room and living room flows seamlessly making it ideal for entertaining. The kitchen is beautifully appointed with granite countertops, stainless steel appliances, and an adjoining breakfast room that opens to the screened back porch—perfect for enjoying your morning coffee or evening relaxation. The spacious primary suite offers volume ceilings, private sliding door access to the patio, and a luxurious ensuite bath complete with a jetted tub, walk-in shower, dual sinks, water closet, and walk-in closet. Additional features include tile and carpet flooring throughout, inside laundry, central vacuum system, sprinkler system, and a 2-car garage. Major updates include a brand-new roof scheduled for installation in mid-July, and the screened back porch will soon feature new posts and screens. Plus, the seller is offering a $3, 500 carpet allowance, giving buyers the opportunity to add their personal touch. Located in the beautiful Derbyshire community, this home offers the perfect blend of space, function, and value.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $367 | $367 | $367 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,823 | $1,894 | $2,491 |
| Total Monthly Payment | $2,265 | $2,336 | $2,933 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.