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Welcome to 115 Young Avenue, a charming 4-bedroom, 2-bath Colonial that blends timeless character with everyday comfort in a convenient Yonkers location. Inside, you'll find inviting living spaces, including a warm and welcoming living room with fireplace, stainless steel appliances, a dedicated laundry room, and a layout that offers flexibility for both daily living and entertaining. Outside, a detached one-car garage and long driveway provide ample parking, while the property's location places you close to many of Westchester's most popular destinations. Enjoy easy access to Central Park Avenue shopping and dining, Cross County Shopping Center, Ridge Hill, Untermyer Gardens Conservancy, Tibbetts Brook Park, and the vibrant Yonkers Waterfront. Nearby recreational opportunities, restaurants, cafes, and local conveniences make it easy to enjoy everything the area has to offer. Commuters will appreciate convenient access to the Saw Mill River Parkway, Bronx River Parkway, Cross County Parkway, and I-87 (New York State Thruway), as well as Metro-North service from the Yonkers, Glenwood, Tuckahoe, and Bronxville stations, offering straightforward access to Grand Central Terminal and destinations throughout Westchester and New York City. Located within the Yonkers Public School District, this home offers a wonderful opportunity to enjoy classic Colonial charm, comfortable living spaces, and a location that combines neighborhood convenience with easy access to shopping, recreation, and transportation.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$799,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,999 | $639,999 | $639,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,150 | $1,150 | $1,150 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,786 | $3,993 | $5,272 |
| Total Monthly Payment | $5,028 | $5,235 | $6,514 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.