5495 SUMMER SUNSET DRIVE, Apollo Beach, FL, 33572 | $450,000

Welcome to Waterset, one of Apollo Beach's most sought-after communities where resort-style living meets everyday convenience.
This stunning 5-bedroom, 3-bathroom Indigo floor plan checks every box for growing families and anyone who loves to entertain. Built in 2023 and offering 2, 470 sq ft of modern living space, you're greeted by an impressive foyer with soaring ceilings that immediately sets the tone for the rest of the home.
The open-concept main floor flows effortlessly from the foyer into the living, dining, and kitchen areas featuring quartz countertops, stainless steel appliances, luxury vinyl flooring throughout, and a smart thermostat for energy-efficient living. A tucked-away guest suite with a full bathroom on the main floor adds the perfect touch of privacy for visitors.
Upstairs you'll find a generously sized loft, ideal for a playroom, home office, or movie nights, along with three spacious secondary bedrooms and a full bathroom. The owner's suite is a true retreat, complete with a walk-in shower, double vanities, and a large walk-in closet. A laundry room with washer and dryer included sits conveniently nearby.
Step outside to one of the most uniquely positioned lots in the community a quarter-acre pie-shaped corner lot that delivers something most homes simply can't offer. The shape of the lot creates significant space between you and your neighbors on both sides, giving you a level of privacy and breathing room that a standard rectangle lot just doesn't provide. Out back you have no rear neighbors, just a peaceful open green space, a blank canvas ready for the outdoor retreat you've always envisioned. And because the home sits on a small private loop, through traffic is virtually nonexistent. Only residents who live on the street have any reason to be there, making it a quiet and tucked-away feel while still being minutes from everything Waterset has to offer.
All of this inside a community that truly has it all, four pools, basketball, volleyball, pickleball, tennis, a dog park, walking trails, and playgrounds, with easy highway access making the entire Tampa Bay area within reach.
This one won't last — schedule your private showing today.

Features

  • Rooms: 5
  • Bedrooms: 5
  • Baths: 3 full
  • Lot Size: 85.75 x 130.92
  • Laundry: Laundry Room, Upper Level
  • Year Built: 2023
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,506
  • Acreage: 0.26
  • Lot Size: 85.75 x 130.92
  • Est. Taxes: $10,928
  • HOA Fee: $151 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8523150
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8523150/5495summersunsetdrive_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/29/2026 12:54:21 AM)
Listing courtesy of 27NORTH REALTY   Phone: 813-645-4663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5495 SUMMER SUNSET DRIVE, Apollo Beach, FL, 33572

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $911 $911 $911
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,156 $2,246 $2,965
Total Monthly Payment $3,142 $3,232 $3,951

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.