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Nestled in the heart of Ardsley, this beautifully maintained Cape Colonial-style home offers the perfect blend of charm, space, and functionality. Filled with natural light from an abundance of windows, the home boasts a bright and welcoming atmosphere throughout. The updated kitchen features stainless steel appliances, custom wood cabinets, stone countertops and flows seamlessly into the inviting family room, complete with a cozy fireplace and sliding glass doors to level landscaped property. The sun filled dining room overlooks picturesque yard. The thoughtfully designed first floor offers two spacious bedrooms and a full hall bath, along with a private ensuite bedroom featuring its own full bathroom, mud room, California closet and separate exterior entrance—ideal for guests, extended family, or a home office. Upstairs, you'll find three additional generously sized bedrooms and another full bathroom, providing plenty of room for everyone. The full unfinished lower level offers the potential for another 800 sqft of living space, excellent storage space, utilities, and a dedicated laundry area. An oversized one-car attached garage with storage loft adds convenience and usefulness. Step outside to enjoy the beautifully landscaped, level backyard and patio—perfect for entertaining, relaxing, or outdoor dining. Ideally located close to elementary and high schools, parks, shopping, and public transportation, this exceptional home offers comfort, versatility, and convenience in one of Westchester's most sought-after communities. Ardsley residents enjoy access to local parks and recreational programs, as well as convenient connections to Metro-North Train Stations.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$1,068,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $854,400 | $854,400 | $854,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $2,398 | $2,398 | $2,398 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,851 | $5,123 | $7,210 |
| Total Monthly Payment | $7,374 | $7,646 | $9,733 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.