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*Offer deadline 4 PM June 30. Well laid out design for this 3 story townhome. Fully applianced kitchen with a walkout bay window area with ample space for a kitchen table. The open concept family room and dining area has abundant natural lighting with a 3 unit window as well as a slider leading out to a deck overlooking the large yard. The updated 1/2 bath with laminate flooring, shiplap and a quartz countertop complete this floor. In the upstairs hallway there is a small nook for plants or a quiet place to grab a book and read. The two upstairs bedrooms are spacious, with the primary bedroom having a wall of closets. The main bathroom has been updated. There is a finished walkout basement with a sliding door to the yard that could be a second family room, exercise room, a home office, etc. The HVAC system was replaced in 2024, and the water heater is less than 2 years old. 123 Bellwood Circle is conveniently located within minutes of route 495, shopping and restaurants.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | Second |
| Family Room | Flooring - Laminate, Balcony / Deck, Chair Rail, Deck - Exterior, Exterior Access, Open Floorplan, Slider | First |
| Kitchen | Flooring - Laminate, Dining Area, Countertops - Stone/Granite/Solid, Stainless Steel Appliances | First |
| Laundry | Dryer Hookup - Electric, Washer Hookup, In Unit, Electric Dryer Hookup | |
| Master Bedroom | Closet, Flooring - Wall to Wall Carpet | Second |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $342 | $342 | $342 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,868 | $1,970 | $2,590 |
| Total Monthly Payment | $2,285 | $2,387 | $3,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.