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Enjoy easy, low-maintenance living in this well-maintained paired villa located in the desirable 55+ community of Oakhurst. Offering two bedrooms and two bathrooms, this thoughtfully designed home features a spacious layout ideal for both everyday living and entertaining. Step inside to a welcoming formal living and dining area, perfect for hosting family and friends, along with a comfortable family room that provides additional space to relax and unwind. The well-appointed kitchen offers ample workspace with granite countertops, raised-panel cabinetry, and a full suite of modern appliances. Conveniently located just off the kitchen, the laundry room includes a washer, dryer, utility sink, and direct access to the attached garage, making daily tasks effortless. One of the home's standout features is the enclosed lanai, providing a versatile space for dining, relaxing, or enjoying your morning coffee year-round. Sliding windows with screens open from left to right, allowing fresh breezes to flow through while overlooking a peaceful greenbelt shaded by majestic oak trees and mature oak trees. Additional highlights include an attached garage for added convenience and a newer HVAC system installed in 2021, offering comfort and peace of mind. The home would benefit from some updating, including new carpet, presenting a great opportunity to personalize the space and add value. The community takes care of major exterior responsibilities including roof, landscaping, and building maintenance, along with cable TV—making everyday living simple and stress-free. Situated near the back gate, this home allows for quick and easy access in and out of the neighborhood. It’s also just around the corner from the community clubhouse and pool. Oakhurst is centrally located in Sarasota, close to Doctor’s Hospital and Detwiler’s Farm Market, with Siesta Key Beach and downtown Sarasota’s arts and dining scene just a short drive away. With a little TLC, this villa can easily become your ideal Florida retreat.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $132,000 | $132,000 | $132,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $127 | $127 | $127 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $791 | $824 | $1,087 |
| Total Monthly Payment | $993 | $1,026 | $1,289 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.