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Virtually Staged. Welcome to this beautifully designed 4-bedroom, 2-bath home offering over 1, 900 square feet of thoughtfully designed living space in the desirable Shell Cove community of Ruskin. Built in 2022, this move-in-ready home features a modern open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating the perfect space for everyday living and entertaining. The well-appointed kitchen showcases stainless steel appliances, abundant cabinetry, a spacious center island, and a pantry for added storage. The private primary suite offers a relaxing retreat with a walk-in closet and an en-suite bath featuring a large vanity and a spacious walk-in shower. Three additional bedrooms provide flexibility for family, guests, or a home office. Residents of Shell Cove enjoy exceptional community amenities, including a resort-style pool, playground, dog park, scenic ponds, and walking trails. Just minutes away, you'll find a marina, boat club, waterfront dining, and public beach access, making it easy to enjoy boating, fishing, and the best of Florida's coastal lifestyle. Conveniently located near US-41 and I-75, with easy access to Tampa, St. Petersburg, Bradenton, shopping, dining, medical facilities and schools this beautiful home offers the perfect blend of comfort, convenience, and modern Florida living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$344,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $275,920 | $275,920 | $275,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $754 | $754 | $754 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,653 | $1,721 | $2,273 |
| Total Monthly Payment | $2,482 | $2,550 | $3,102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.