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Historic Lake Morton Charmer Just Steps from the Lakes and Downtown! Nestled on a picturesque brick one-way street in the highly desirable Lake Morton Historic District, this charming 1925 shotgun bungalow offers the perfect blend of historic character and modern convenience. With 2 bedrooms, 1 bath, and 988 heated square feet of living space, this home is ideally located just a short stroll from Lake Morton, Lake Hollingsworth, Florida Southern College, downtown Lakeland, the Lakeland Public Library, The Ashley Gibson Barnett Museum of Art, local dining, coffee shops, and neighborhood favorites including Black and Brew, The Peach House, Mr. Fish, and Mootown Scoops plus a handy convenience/deli store and laundry right around the corner.
Light, bright, and full of character, the home showcases original architectural details including oak wood floors, crown molding, shiplap accents, beadboard, and decorative wood trim throughout. The formal living and dining rooms are separated by a gas fireplace and both feature built-in shelving, creating warm and inviting spaces for everyday living and entertaining.
The kitchen offers white raised-panel cabinetry, a gas range, quartz counters, and a stainless-steel appliance package. The spacious primary bedroom features shiplap walls, built-in storage, shelving, and a separate sitting area, creating a cozy retreat. The second bedroom is perfect for guests, a home office, or additional living space.
Outdoor living is equally inviting with a 19x25 rocking-chair front porch complete with stone columns and ceiling fans—an ideal spot for morning coffee or relaxing in the evening. A screened 6x17 rear porch includes washer and dryer hookups and overlooks the private backyard enclosed by a white picket fence.
Additional features include two driveways—one in the front and one accessed from the alley—providing ample off-street parking. The rear of the property includes a covered parking area attached to a versatile detached structure that could serve as a studio, flex space, she-shed, man cave, workshop, or hobby room, plus an additional 7x10 storage shed. Fresh exterior paint, updated landscaping, mature shade trees, upgraded plumbing, and a Vivint security system add to the home's appeal.
Major updates include a roof replaced in 2023/2024, a gas water heater approximately 5–6 years old, and a 2015 A/C system that has been regularly serviced by Alexander Air.
A rare opportunity to own a beautifully maintained piece of Lakeland history in one of the city's most walkable and sought-after neighborhoods.
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Our Executive Mortgage Banker:
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$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $80 | $80 | $80 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,653 | $1,743 | $2,292 |
| Total Monthly Payment | $1,808 | $1,898 | $2,447 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.