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Welcome home to 403 Frances Ter, a fully updated 3 bed 2 bath home where everything has been redone so you can move right in and start enjoying it from day one.
Pulling up, you are greeted by a clean refreshed exterior and an upgraded paver driveway that immediately gives the home a finished, cared for feel. Step inside and the natural light coming through a large picture window sets the tone for the main living space. Luxury vinyl plank flooring runs throughout the main living areas, creating a clean, continuous flow from room to room, while the electric fireplace adds warmth and a modern touch that makes the living space feel inviting without trying too hard.
The kitchen sits at the center of the home and has been fully redone for everyday use and gathering. White shaker cabinetry extends to the ceiling, paired with quartz countertops and a large island with farmhouse sink that gives you extra prep space and seating.
All three bedrooms include brand new carpet, offering a soft reset from the main living areas. Both bathrooms have been fully updated with modern finishes.
The location keeps daily life simple with quick access to shopping, dining, schools, and major roadways throughout Volusia County, making commutes and errands easy. Positioned walking distance to the ocean and the Intracoastal, set high on a dune where the breezes are the best, this spot also puts you just across the bridge from Jackie Robinson Ballpark and the shops, restaurants, and riverfront views along Beach Street.
Out back, the living space continues with new pavers extending into the backyard, giving you a defined area for entertaining, grilling, or just spending time outside without extra upkeep. Schedule a private tour today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $288,000 | $288,000 | $288,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $449 | $449 | $449 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,750 | $1,818 | $2,392 |
| Total Monthly Payment | $2,274 | $2,342 | $2,916 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.