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Virtually Staged. Welcome home to this beautiful lagoon community of Epperson Ranch. This one-story, single-family home with 4 brms/2 bath/2 car garage is located within behind two gates (the community has a main gate and then Tansy Bend is gated). This home has brand new carpet (Carpet only in brms-the rest is tile floors), open floorplan, granite counters, huge lanai, double sinks in master bath, two walk in closets in master brm, private back yard, garage door opener, fresh mulch, brand new interior paint, sub-mount kitchen sink, stainless appliances, ceiling fans, staggered upper cabinets with crown molding and so much more. There are two HOA's; Master Association $261 per quarter which includes cable and high-speed internet. The second association is Liberty commons HOA at $159 per month which includes lawn maintenance, second gated entry directly to Tansy Bend. The lagoon membership is mandatory at $107 per quarter. The community features solar streetlights, reclaimed water, and the crystal lagoon where residents have access to Elam Park and the dock and park at King Lake. The lagoon offers paddle boarding, trivia night, Wibit obstacle course, private cabanas, live music, swim up bar, Sounds of Summer, Movie Night on the lawn and more. This home is within 15 minutes to Wiregrass Mall, Premium Outlets are close by, as are restaurants, The Krate at the Grove and you are only 45 min to International Airport and 35 minutes to Downtown.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $312,000 | $312,000 | $312,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $735 | $735 | $735 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,846 | $1,946 | $2,570 |
| Total Monthly Payment | $2,656 | $2,756 | $3,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.