4310 PALM DRIVE, Punta Gorda, FL, 33950 | $414,990

SAILBOAT ACCESS WATERFRONT HOME IN PUNTA GORDA | 75 FEET OF CANAL FRONTAGE WITH PRIVATE DOCK & BOAT LIFT!

Experience the Florida boating lifestyle from this beautifully maintained 2 bedroom, 2 bathroom waterfront home offering sailboat access and 75 feet of canal frontage. Complete with a private 16' x 6' dock and 8, 500-lb boat lift, this property provides quick access to Charlotte Harbor and beyond. Inside, a bright open floor plan, beautiful water views, and inviting living spaces create the perfect setting for both everyday living and entertaining. Thoughtfully updated with impact windows, a new A/C in 2025, flood protection features, and numerous exterior improvements, this home is ready to enjoy. Whether you're relaxing in the Florida room or heading out on the water, this property delivers the best of Punta Gorda waterfront living.

INTERIOR FEATURES

• 2 bedrooms, 2 bathrooms
• 1-car garage
• Bright and open floor plan
• Tile flooring throughout the main living areas
• Beautiful canal views
• Spacious living and dining areas
• Designed for comfortable everyday living and entertaining
• Abundant natural light throughout
• Impact windows throughout
• Custom wood blinds
• New A/C (2025)
• Recently painted interior

KITCHEN FEATURES

• Eat-in kitchen
• Stainless steel appliances
• Quartz countertops
• Breakfast bar seating
• Ample cabinet and counter space
• Open layout overlooking the main living areas
• Functional design for entertaining

PRIMARY SUITE

• Spacious primary bedroom
• Canal views
• Walk-in closet
• En-suite bathroom
• Single-sink vanity
• Walk-in shower
• Private waterfront retreat

GUEST ACCOMMODATIONS

• Guest bedroom with built-in closet
• Guest bathroom located separately from the primary suite for added privacy
• Convenient access from the laundry room and main living areas
• Comfortable space for family and visitors

FLORIDA LIVING FEATURES

• Florida room with beautiful canal views
• Double-insulated windows in Florida room
• Fabric hurricane panels for added storm protection
• Expanded indoor living and entertaining space
• Outdoor patio ideal for grilling and additional seating
• Relaxing waterfront setting
• Perfect for enjoying Southwest Florida's year-round sunshine

WATERFRONT FEATURES

• Sailboat-access canal
• 75 feet of waterfront frontage
• Private 16' x 6' dock
• 8, 500-lb boat lift
• Direct access to Charlotte Harbor and the Gulf of Mexico from Alligator Creek
• Excellent boating and fishing opportunities
• Cast a line or launch your next adventure from your backyard

EXTERIOR & IMPROVEMENTS

• Flood gates for garage door
• Flood gates for front and rear entry doors
• Updated landscape curbing
• Paver walkways and outdoor accents
• Newer gutters
• Recently painted exterior
• Well-maintained waterfront property

LOCATION HIGHLIGHTS

• Located in desirable Punta Gorda
• Convenient access to boating, fishing, and waterfront recreation
• Close to shopping, dining, and everyday conveniences
• Near Fishermen's Village
• Easy access to parks, golf courses, and local attractions
• Short drive to Gulf beaches

Whether you're searching for a seasonal getaway, waterfront investment property, or full-time residence, this sailboat-access home offers the perfect combination of comfort, convenience, peace of mind, and boating access in one of Punta Gorda's most sought-after waterfront settings. Schedule your private showing today!

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 75 x 100
  • Laundry: Inside, Laundry Room
  • Year Built: 1970
  • Garage: 1-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,434
  • Acreage: 0.17
  • Lot Size: 75 x 100
  • Est. Taxes: $1,244
  • Lot Desc: City Lot, In County, Landscaped
  • View: Water
  • Water Front: Yes
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Microwave, Range, Refrigerator
  • MLS#: C7527719
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/C7527719/4310palmdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/29/2026 5:02:47 AM)
Listing courtesy of KW PEACE RIVER PARTNERS   Phone: 941-875-9060

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4310 PALM DRIVE, Punta Gorda, FL, 33950

$414,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $331,992 $331,992 $331,992
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $104 $104 $104
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,988 $2,071 $2,735
Total Monthly Payment $2,167 $2,250 $2,914

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.