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Elevated coastal living meets modern luxury in this beautifully updated and newly painted home. Showcasing a bright, fully renovated kitchen with premium finishes and equipped with a new HVAC system that was installed in 2025. Zoned for Daniel Island schools and located in the desirable Shellring community at St. Thomas Island. Turnkey perfection awaits in this private retreat, featuring a move-in-ready interior, a spacious entertaining deck, and a fully fenced yard backing to serene and peaceful wooded views . Experience easy living with a main-floor primary bedroom that includes an en-suite bathroom and double customized walk-in closets. The spacious living room with a cozy fireplace and customized built-ins flows seamlessly into the dining area and updated gourmet kitchen with premiumtop-of-the line appliances, an oversized island, customized cabinets and a sunlit dining nook. A second level loft serves as an ideal flexible space, easily customized to fit your lifestyle as a media area, home office or a second living room. Four generously sized bedrooms including an additional en-suite with a private covered porch. Perfect for guest or multi- generational living. Enjoy the ultimate Charleston lifestyle with multiple porches designed for indoor-outdoor entertaining and relaxed Lowcountry living. " Oversized three car garage with a workshop and ample storage space. Shell Ring offers a resort lifestyle featuring a zero-entry pool, fireplace, patio and playground. A short golf cart ride to Daniel Island shopping, restaurants and grocery store. Easy interstate access to the airport, beaches and downtown Charleston. .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$979,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $783,200 | $783,200 | $783,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.228% | 6.086% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,571 | $4,696 | $6,609 |
| Total Monthly Payment | $4,663 | $4,788 | $6,701 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.