320 ISLAND WAY, #603, Clearwater, FL, 33767 | $535,000

Welcome to your 24/7 vacation home! Located in Cutter Cove and nestled in the highly coveted Island Estates community conveniently located to everything you'll need to enjoy the beach lifestyle. This beautifully remodeled 3 bedroom, 3 bathroom, 2 car tandem garage, a spiral stair case which leads to the huge loft area attached to the primary retreat, and can be used as a home office. A new roof installed in 2024. You will enjoy maintenance free living and a well managed HOA in the Cutter Cove community as well as a community pool and hot tub. And NO storm damage! Bike, walk or golf cart just about anywhere and you are 1 mile from one of if not the best beach in the country, Clearwater Beach! This townhome needs nothing! Move right in and start enjoying the beach life right away! Located at the end of Memorial Causeway in Clearwater, the Cutter Cove community offers a rare opportunity to enjoy the coastal lifestyle in the highly desirable Island Estates and Clearwater Beach area. This extremely well maintained townhome presents an exceptional blend of comfort and convenience. Just minutes from the vibrant Clearwater Beach and the charm of Downtown Clearwater, this unit is ideal for those seeking a second home, an investment property, or a permanent beachside residence. A must see!

Features

  • Amenities: Pool
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside
  • Style: Florida
  • Year Built: 1994
  • Garage: 2-car Garage Door Opener, Ground Level, Tandem
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,700
  • Acreage: 1.25
  • Est. Taxes: $5,974
  • HOA Fee: $948 Monthly
  • Elem. School: Sandy Lane Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Clearwater High-PN
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
  • MLS#: TB8522816
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8522816/320islandway_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/6/2026 12:09:44 AM)

William Raveis Family of Services

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Jan YouldenSales Associate

774.238.2919

Jan.Youlden@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

320 ISLAND WAY, #603, Clearwater, FL, 33767

$535,000

Jan Youlden

Sales Associate

William Raveis Real Estate

Phone: 774.238.2919

Jan.Youlden@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $428,000 $428,000 $428,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $498 $498 $498
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,563 $2,702 $3,554
Total Monthly Payment $3,153 $3,292 $4,144

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.