|
One of Terra Ceia Island's most unique waterfront estates is now available. Spanning nearly 1½ acres across two separate parcels, this remarkable property includes two residences and one of the island's most spectacular settings on Miguel Bay.
This is the Florida waterfront lifestyle dreams are made of. Morning coffee and sunset happy hours just feel different when dolphins and manatees become your neighbors. Western exposure delivers breathtaking sunsets with the iconic Sunshine Skyway Bridge as your backdrop.
With no bridges between your dock and Tampa Bay or the Gulf of Mexico, boating, waterfront restaurants, world-class fishing, Egmont Key, Passage Key, and sunset cruises are just minutes away.
Originally built in 1937 and thoughtfully updated, the main residence blends timeless character with modern comfort. The kitchen, dining room, and great room are designed to capture panoramic water views, while a beautiful coral fireplace adds warmth and authentic Old Florida charm. Whether preparing dinner, gathering around the table, or relaxing beside the fire, the water is always part of the experience.
The spacious upstairs owner's suite features a private waterfront balcony, spa-inspired bath with soaking tub and separate shower, plus flexible bonus space for an office, fitness room, nursery, or sitting area.
Outdoor living is exceptional with a newer heated pool, expansive paver deck, covered pavilion, putting green, fire pit, mature tropical landscaping, charming tabby walkways, private dock, and boat lift.
The estate also includes a beautifully updated 3-bedroom, 2-bath guest home on its own one-acre parcel, ideal for extended family, guests, caretakers, or potential rental income.
Two separate Manatee County parcel IDs provide the flexibility to preserve this family compound or potentially sell the homes separately in the future.
The first-floor living area sits approximately 14 feet above sea level and sustained no storm damage during the 2024 hurricanes. A whole-house generator, attached two-car garage, two-car carport, and abundant room for boats, RVs, trailers, and recreational equipment complete the property.
With no deed restrictions, you'll enjoy the freedom to park your boat, RV, trailers, and recreational vehicles.
As an added bonus, owners may join the Terra Ceia Village Improvement Association for approximately $250 a year, providing access to a private waterfront park with a boat ramp, fishing pier, pavilion, grills, pickleball courts, and community events.
This is more than a waterfront home—it's a private waterfront family compound where friends and family can fish from the dock, spend the afternoon in the pool, boat to lunch, and end the day watching another unforgettable sunset over Miguel Bay.
Every day feels like a vacation, and the best memories are made without ever leaving home.
Must be purchased with the adjoining guest residence located at 1057 Bayshore Road, Terra Ceia (MLS #A4697049). Convenient to St. Petersburg, Tampa, Bradenton, and Sarasota.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$2,575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $2,060,000 | $2,060,000 | $2,060,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.121% | 6.183% |
| Monthly Tax Payment | $785 | $785 | $785 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $12,022 | $12,351 | $17,383 |
| Total Monthly Payment | $12,931 | $13,260 | $18,292 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.