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VA ASSUMABLE 4. 5 % LOAN
This 2022 Willow Springs home features 4-bedrooms, 2-bathrooms and is designed for family living, offering a perfect blend of style and functionality with NO CDD fee and with a low HOA. You're greeted by an extended foyer that flows seamlessly into an open concept living space. The dining room, family room, and kitchen harmoniously come together creating an inviting atmosphere perfect for gatherings or quiet evenings at home. The well-designed kitchen is a culinary delight featuring a spacious center island, corner pantry, and a cozy coffee bar area ensuring you have everything you need to whip up your favorite meals. The primary bedroom is a true retreat boasting a generous walk-in closet and a double sink vanity in the ensuite bathroom, providing both convenience and privacy. Each of the additional three bedrooms are ideal for family, guests, or even a home office. The separate laundry room and a two-car garage enhance the functionality of this home while the fully fenced yard equipped with a stylish vinyl privacy fence, ensures your outdoor space is a serene and safe escape. Step outside onto the extended paver patio, complete with a charming gazebo that offers both shade and shelter - a perfect spot for alfresco dining or simply enjoying the weather. This home is also outfitted with smart home technology including a camera doorbell, smart code entry system, programmable thermostat, and smart switches, allowing you to control your environment with ease and efficiency. Nestled on a quiet dead-end street, you'll enjoy peace and tranquility while being just moments away from the excitement of the community. A playground, swimming pool, volleyball court, and picnic tables are readily available for your enjoyment. Ideal for families, this home is directly across from Clay County's newest elementary school, Spring Park, making morning commutes a breeze. Plus, with quick access to the First Coast Highway (23), you'll find getting around town is a simple task. Don't miss out on the opportunity to call this property your own - where modern living meets prime location in the heart of Green Cove Springs!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,653 | $1,743 | $2,292 |
| Total Monthly Payment | $1,728 | $1,818 | $2,367 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.