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Single-story, four bedrooms, & a 2024 roof, let's start there, because that's the stuff that actually matters. Tucked into Samara Lakes with a wooded preserve behind the back fence, this 2, 085 sq ft one-story home gives you privacy you don't usually get at this price. Inside, it's an easy split floor plan: four real bedrooms, two baths, plus a flex room that's begging to be your office, playroom, or ''please-let-me-have-five-minutes'' room. The kitchen anchors the home with granite counters, stainless appliances, a subway-tile backsplash, and warm cherry cabinets -- open to the living area so the cook's never stuck missing the conversation. There's a formal dining room up front and a sunny breakfast nook off the kitchen with sliders out to the screened lanai. The owner's suite sits private on its own side, with a bay window, tray ceiling, double-vanity bath, and a separate walk-in shower. Three more bedrooms give you room for family, guests, or that office you keep promising yourself. Out back is the real love story: a screened lanai flows to an extended paver patio with a built-in seat wall, all backing to trees. Morning coffee, evening fire, weekend cookout it's ready. And Samara Lakes brings the extras: community pool and splash area, playground, fitness center, and sport courts so there's always somewhere to send the kids (or the energy). Roof 2024. Gutters. No CDD. A-rated St. Johns County schools. Come see it before someone else calls it home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $336,000 | $336,000 | $336,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $431 | $431 | $431 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,012 | $2,096 | $2,768 |
| Total Monthly Payment | $2,518 | $2,602 | $3,274 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.