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Charming raised ranch nestled in a quiet White Plains neighborhood. A welcoming foyer leads to a bright and inviting living room, filled with natural light from oversized front windows. The living room flows effortlessly into the formal dining room, perfect for entertaining, while the adjacent kitchen features stainless steel appliances, including a new Samsung range with built-in air fryer, ample cabinetry, and a cozy breakfast nook with direct access to the back deck—ideal for everyday living and outdoor dining. The upper level offers two generously sized bedrooms, a full hall bath, and a spacious primary suite complete with a private ensuite. Hardwood floors are located beneath the carpeting on the second floor, providing an excellent opportunity for future enhancement. The lower level offers additional living space with a comfortable family room—perfect for relaxing, entertaining, or a home media setup—along with access to the two-car garage and an unfinished basement with great potential. Sliding glass doors lead to a private patio, creating a seamless indoor-outdoor flow. Step outside to your private, fenced-in backyard oasis featuring a beautiful in-ground pool, perfect for summer enjoyment. Additionally, the roof was replaced in 2023. Conveniently located with easy access to I-87, the Saw Mill River Parkway, and the Sprain Brook Parkway, and just 15 minutes from the White Plains Train Station, this home offers the ideal blend of suburban tranquility and commuter convenience. Some images have been virtually staged.
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Our Executive Mortgage Banker:
$950,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $760,000 | $760,000 | $760,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $1,754 | $1,754 | $1,754 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,315 | $4,557 | $6,413 |
| Total Monthly Payment | $6,161 | $6,403 | $8,259 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.