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A rare first-time offering in the highly sought-after Lakes of Windermere, 12580 Cragside Lane is a meticulously maintained, original-owner residence with timeless appeal. Set on a desirable corner homesite, this thoughtfully designed single-story home offers 2, 776 SF of living space w/ 4 bedrooms, 2 1/2 baths & a floor plan that gracefully balances formal entertaining w/ comfortable everyday living. A deep covered front porch stretches across the front elevation, creating a warm first impression. Inside, the foyer opens to elegant formal living & dining spaces highlighted by wood flooring, tall ceilings, extensive millwork, decorative niches & abundant natural light. A built-in dry bar w/ a wine refrigerator, additional cabinetry & serving space provides the perfect transition between the dining room & kitchen. At the center of the home, the kitchen opens seamlessly to the eat-in nook & family room, creating an easy flow for everyday living, casual dining & entertaining. The kitchen features a large island w/ seating, abundant wood cabinetry, generous granite countertops, stainless steel appliances & pantry. Large windows & glass doors frame views of the covered rear lanai and charming fenced backyard, where refreshed landscaping & new sod create an inviting setting for year-round outdoor living. A conveniently located powder bath, sizable indoor laundry room & separate storage closet complete the main living area. Privately positioned at the rear of the home, the primary suite serves as a quiet retreat featuring a soft entry, wood flooring, an elegant tray ceiling, private access to the lanai & an expansive walk-in closet. The spacious bath offers a garden tub, a separate glass-enclosed walk-in shower w/ neutral tile, an oversized real wood dual-sink vanity w/ extensive granite counter space, large mirrors & a private water closet. Three alternate bedrooms occupy their own wing at the front of the home, providing excellent separation for family members or guests. The secondary bathroom features a long granite-topped vanity w/ dual hammered copper sinks & a private, combined water closet with tub/shower area. Additional improvements include a recently replaced Carrier HVAC air handler (2024), water heater (2020), Kinetico water softener, some newer appliances including a front-loading Samsung Bespoke washer & dryer, and a new roof, which the seller intends to install prior to closing. Outside, mature landscaping, sidewalks & a quiet rear alleyway complement the desirable corner homesite, while a rear-entry, attached 2-car garage adds everyday convenience. Located outside a designated flood hazard area, the home is zoned for highly regarded A-rated schools, including Sunset Park Elementary, Horizon West Middle & Windermere High School. Residents of Lakes of Windermere enjoy beautifully maintained parks, playgrounds, tennis courts, a clubhouse, a community pool, sand volleyball courts, scenic ponds, a fishing pier, recreational fields & walking paths all just minutes from Walt Disney World, Horizon West, Winter Garden Village, exceptional shopping, dining & major roadways providing convenient access throughout Central Florida. Lovingly maintained by its original owner for more than two decades, this exceptional residence offers an increasingly rare opportunity to own a well-cared-for home with timeless appeal, an outstanding floor plan & an exceptional location in one of Windermere’s most established & desirable communities.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $499,200 | $499,200 | $499,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $350 | $350 | $350 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,990 | $3,114 | $4,112 |
| Total Monthly Payment | $3,432 | $3,556 | $4,554 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.