3424 NE 162ND STREET, Citra, FL, 32113 | $140,000

Under contract-accepting backup offers. Welcome to 3424 NE 162nd Street, Citra, Florida—a rare opportunity to own an established turnkey short-term rental or a peaceful full-time residence that feels like your own private vacation retreat. Situated on . 76 acres overlooking a pond with a private dock, this beautifully maintained 2-bedroom, 2-bathroom home offers the perfect blend of relaxation, income potential, and the Florida lifestyle buyers are searching for.

Each spacious bedroom features its own walk-in closet, providing comfort and privacy for owners and guests alike. The home is being offered fully furnished and professionally staged, as it is an active, income-producing short-term rental with current bookings already in place. Simply step in and continue welcoming guests from day one, or, if you’ve been dreaming of a move-in-ready home, just bring your toothbrush—everything else is already here.

Designed for both entertainment and relaxation, the outdoor living spaces truly set this property apart. Enjoy your morning coffee while watching the sunrise over the pond from your private dock, unwind under the peaceful canopy of mature trees, or challenge family and friends in the detached recreation building filled with games. A separate storage shed offers the perfect place to keep tools, lawn equipment, or supplies for managing the property with ease.

Built in 1992, this charming home combines peaceful country living with convenient access to some of North Central Florida’s most desirable destinations. Located just a short drive from Ocala, Gainesville, the World Equestrian Center, Silver Springs State Park, Orange Lake, Paynes Prairie Preserve, and the Ocala National Forest, outdoor enthusiasts will love the endless opportunities for fishing, kayaking, boating, horseback riding, hiking, and exploring. Shopping, dining, medical facilities, and the University of Florida are also within easy reach.

Whether you’re looking for a proven income-producing short-term rental, a vacation home, a Florida retreat, a pond-front property, or a move-in-ready residence where every day feels like a getaway, this exceptional property delivers. Opportunities like this—offering established rental income, beautiful natural surroundings, turnkey furnishings, and an unforgettable guest experience—are hard to find. Schedule your private showing today and discover why this unique property is ready to impress its next owner.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 150 x 180
  • Laundry: Inside, Laundry Room
  • Year Built: 1992
  • Garage: Driveway, Ground Level, Off Street
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 950
  • Acreage: 0.76
  • Lot Size: 150 x 180
  • Est. Taxes: $2,175
  • Lot Desc: Cleared, Oversized Lot
  • View: Trees/Woods
  • Water Front: Yes
  • Elem. School: Sparr Elementary School
  • Middle School: North Marion Middle School
  • High School: North Marion High School
  • Appliances: Dryer, Range, Refrigerator, Washer
  • MLS#: OM727357
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/OM727357/3424ne162ndstreet_citra_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/6/2026 10:09:19 AM)

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Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3424 NE 162ND STREET, Citra, FL, 32113

$140,000

Stephen Hanson

Sales Associate

William Raveis Real Estate

Phone: 203.847.6633

Steve.Hanson@raveis.com

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $112,000 $112,000 $112,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $181 $181 $181
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $671 $707 $930
Total Monthly Payment $927 $963 $1,186

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.