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Welcome to 4 Pin Oak Lane, located in the highly sought-after Prospect Park neighborhood of White Plains. Steeped in character, the neighborhood features gorgeous, tree-lined streets and enchanting homes that will truly capture your imagination. This beautifully maintained 3-bedroom, 2-bathroom Colonial perfectly blends timeless character with the opportunity to add your own personal touches. The main level features a welcoming living room at the heart of the home, a generous formal dining room, and a spacious kitchen ready for your custom updates. Beautiful hardwood floors add warmth throughout, while a full main-floor bathroom provides excellent everyday convenience. Upstairs, the thoughtful layout includes three bright, sizable bedrooms and a full hall bathroom. The standout feature of this property is the versatile walk-out lower level. Newly carpeted and freshly painted, this sunlit space offers direct access to the backyard and endless possibilities as a private home office, recreation room, playroom, or guest suite. Outside, the property transitions into a peaceful oasis surrounded by lush greenery and mature landscaping, perfect for utter relaxation or entertaining. Ideally situated for an easy lifestyle, this home is just minutes from the Metro-North train station, schools, and local houses of worship, offering seamless access to all the premier dining, shopping, and recreation of both White Plains and Scarsdale. Offering peace of mind, this home comes complete with new central air conditioning, boiler, hot water heater, and gutter guards. With these modern mechanical updates and an unbeatable location, this Prospect Park gem is truly ready for its next chapter.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.121% | 6.183% |
| Monthly Tax Payment | $1,221 | $1,221 | $1,221 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,084 | $4,312 | $6,069 |
| Total Monthly Payment | $5,397 | $5,625 | $7,382 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.