11 Starboard Terrace, Narragansett, RI, 02882 | $1,299,900

Welcome to this immaculate, coastal gem tucked away in the highly desirable Schooner Cove neighborhood near Point Judith. With an expansive and well laid out 1820 s. f first floor, this home allows for one level living if desired. The first floor primary suite features an expansive walk -in closet and a gorgeous en suite bath. There's a second primary suite upstairs along with a versatile oversized loft space- perfect for home office, sitting room or media retreat. The well-equipped kitchen boasts a bright breakfast nook and expansive cathedral ceilings. Step outside to your newly updated deck with hot tub overlooking picturesque open space. There is a convenient outdoor shower that is ideal for rinsing off after a day at the beach. The 1820 s. f. basement is an open slate and ready to be utilized to fit your needs. Complete with a brand-new roof, deck, outdoor shower, and hot water tank, this turn-key home has many major recent updates. In regards to location, you are just a five-minute walk from local dining staples like Spain, Chair 5, Aunt Carrie's, and Iggy's. It's a short bike ride to the Point Judith Lighthouse or to Galilee to catch the Block Island Ferry or watch the fishing boats come in. If you are looking to spend a day at the beach Scarborough, Roger Wheeler, and Salty Brine are also within a few minutes from your house.

Features

  • Amenities: Golf,Highway Access,Marina,Near Hospital,Pool,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Contemporary
  • Year Built: 2002
  • Garage: 2-car Attached,Garage
  • Heating: Central,Forced Air,Gas
  • Cooling: Central Air
  • Basement: Full,Unfinished
  • Approx Sq. Feet: 2,324
  • Acreage: 0.23
  • Est. Taxes: $5,761
  • HOA Fee: $30 Monthly
  • Lot Desc: Sprinkler System
  • Appliances: Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Range Hood,Washer
  • MLS#: 1415350
  • Website: https://www.raveis.com
    /prop/1415350/11starboardterrace_narragansett_ri?source=qrflyer
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Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Flagship Real Estate Advisors   Phone: 401-789-2255

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11 Starboard Terrace, Narragansett, RI, 02882

$1,299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,039,920 $1,039,920 $1,039,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.223% 6.058%
Monthly Tax Payment $480 $480 $480
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,823 $6,319 $8,705
Total Monthly Payment $6,428 $6,924 $9,310

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.