|
**6/27 OPEN HOUSE CANCELED** This 1940s gem perfectly balances historic charm & modern upgrades. Enjoy peace of mind with newer windows and back door, attic insulation, recently pumped septic, and whole-home surge protection. With original hardwood floors awash in natural light, charming built-ins, and arched doorways, you'll find something to love in every room! Just through the covered front porch, the foyer flows seamlessly into the living room, offering flexible space around a statement fireplace. An airy kitchen boasts newer stainless appliances and extra prep space on the island overlooking the dining room. A rare find in the area: the primary offers two closets, including a walk-in with its own window. The bathroom features composite-slat ceiling, tile-surround shower/tub combo, and matte mosaic tile floors. Entertain, relax, and garden in the expansive fenced backyard with ample green space, large brick paver patio, and a wood deck off the detached garage. Bonuses include new W/D, surround sound prewire, knockdown ceilings, and recently installed crawlspace access hatch. All this in the highly desirable Ridgeland community just across from Miramar and minutes from San Marco Square. Enjoy local eats and entertainment in a central location convenient to 95, downtown, and more!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$309,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $247,200 | $247,200 | $247,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $259 | $259 | $259 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,481 | $1,561 | $2,036 |
| Total Monthly Payment | $1,815 | $1,895 | $2,370 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.