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Lake life doesn't get much better than this. Nestled on a deep water cove on beautiful Lake Bowen, this extensively updated waterfront home offers the perfect blend of privacy, flexibility, and year round enjoyment. Located in a protected cove, you can enjoy swimming, floating, paddleboarding, and relaxing at the dock without the constant traffic of boats and jet skis speeding by. The sunrises here are absolutely breathtaking, and as evening falls, the solar lights along the dock create a stunning setting you'll look forward to enjoying night after night. Designed to accommodate one family or two with ease, the home features two complete living spaces. The upper level offers two bedrooms, two full baths, a spacious living room, full kitchen, dining area, and a covered porch overlooking the water. The walkout lower level includes two additional bedrooms, two full baths, a second full kitchen, and a den that opens to a lakeside patio. Whether you are hosting extended family, accommodating guests, creating a private in law suite, or exploring rental opportunities, this layout provides exceptional flexibility. The owners especially love the privacy the lower level provides, making it feel like two separate homes under one roof. Since purchasing the property, the sellers have invested extensively in updating and improving the home. The kitchen was completely redesigned and now offers an exceptional layout with custom soft close cabinetry, spice racks, lazy Susans, pull out shelving, hidden trash storage, wine rack, wine glass storage, tile backsplash, double ovens, and abundant countertop workspace. Updated flooring enhances the main level, while major system improvements include PEX plumbing throughout and a HVAC system installed in 2022. Outdoor living is where this property truly shines. The expansive covered deck spans the rear of the home and includes both screened and open air spaces, complete with pine beadboard ceilings, Trex decking, aluminum railings, and ceiling fans. A covered pavilion with power and a ceiling fan offers the perfect place to cool off after a day on the water, while the fire pit, patios, mature landscaping, five palmetto trees, and powered outbuilding create a true backyard retreat. The covered aluminum dock with Trex decking provides easy lake access and plenty of room for fishing, swimming, or simply taking in the view. With a two car garage for storing your lake toys, no HOA, and a location just minutes from I-26 with convenient access to Spartanburg, Greenville, Hendersonville, and the Blue Ridge Mountains, this is more than a lake house. It is the South Carolina lake lifestyle so many dream about but rarely find.
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Our Executive Mortgage Banker:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $197 | $197 | $197 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,668 | $3,868 | $5,107 |
| Total Monthly Payment | $3,957 | $4,157 | $5,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.