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Incredible opportunity to own this magnificent sprawling ranch in the Smithtown School District, featuring a full at-grade lower level and an ideal layout for multigenerational living. Perfectly positioned with frontage on Chivalry Lane, this exceptional residence offers outstanding curb appeal with an oversized expanded blacktop driveway featuring a Belgian block border and skirt, providing abundant off-street parking, beautifully landscaped raised planting beds, attractive exterior finishes, and white PVC fencing surrounding much of the property. The spectacular resort-style backyard is an entertainer’s dream, showcasing an in-ground swimming pool surrounded by an expansive paver patio, a multi-level wood deck with multiple entertaining areas, a large grassy yard, and a private blacktop patio with direct access to the lower level. Enter through the covered front porch and into a welcoming foyer featuring hardwood flooring and custom moldings. The heart of the home is the stunning step-up den/great room highlighted by a decorative wood shiplap accent wall, cultured stone wood-burning fireplace, soaring ceilings, skylights, and dramatic floor-to-ceiling windows that flood the space with natural light. The formal living room features recessed lighting and beautiful hardwood floors and flows seamlessly into the formal dining room with custom moldings, hardwood flooring, and sliding glass doors leading directly to the backyard oasis. The spacious chef’s kitchen boasts vaulted ceilings, skylights, tile flooring, an eat-in dining area, abundant cabinet and counter space, a stainless steel dishwasher, white range, and an attractive glass tile backsplash. Adjacent to the kitchen is a convenient mudroom with its own private entrance, washer and dryer, and additional cabinetry for storage. The bedroom wing features a beautifully updated spa-inspired hall bathroom with soaring vaulted ceilings, custom tile flooring, double vanity, Jacuzzi tub, and designer tile accents. The spacious primary suite includes a recently renovated private bathroom featuring a new vanity, toilet, and custom stand-up shower, while the additional bedrooms are generously sized and offer ceiling fans and ample closet space. The full at-grade lower level provides exceptional flexibility with its own private entrance, large windows, recessed lighting, a possible second kitchen area, a full bathroom featuring floor-to-ceiling tile, custom stand-up shower, and rainfall showerhead, along with two additional bonus rooms and unfinished storage space, making it ideal for extended family, guests, home office space, recreation, or other permitted uses. Combining tremendous living space, a versatile floor plan, outstanding multigenerational potential, and a truly spectacular resort-style backyard, this remarkable home presents a rare opportunity to own a one-of-a-kind property.
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Our Executive Mortgage Banker:
$699,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,999 | $559,999 | $559,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,215 | $1,215 | $1,215 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,354 | $3,494 | $4,613 |
| Total Monthly Payment | $4,660 | $4,800 | $5,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.