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Discover comfortable living in this thoughtfully updated Ortega Farms home, offering 3 bedrooms, 2 bathrooms, and flexible living spaces designed to fit a versatile lifestyle. Filled with natural light and modern finishes, this home blends functionality and style throughout. The spacious kitchen serves as the centerpiece of the home, featuring granite countertops, shaker-style cabinetry, ample storage, and stainless steel appliances. Just beyond, a dedicated dining area and expansive bonus room provide multiple options for gathering, entertaining, working from home, or creating a second living space. The bonus room's high ceilings add character and an open feel, while direct access to the oversized one-car garage adds everyday convenience. The primary suite offers a private escape with its own ensuite bath, while two additional bedrooms provide comfortable accommodations for family, guests, or a home office. Both bathrooms showcase updated finishes that complement the home's overall design. Step outside to enjoy a generously sized backyard with plenty of room for outdoor entertaining, pets, play, or future personalization. The deck creates an ideal spot for morning coffee, weekend cookouts, or simply unwinding at the end of the day. Massive shed conveys tons of opportunities for storage or a mancave. Located in the established Ortega Farms neighborhood, this move-in-ready home offers a versatile layout, attractive updates, and plenty of indoor and outdoor space to enjoy. Don't miss your opportunity to see all that this property has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$269,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $215,920 | $215,920 | $215,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $339 | $339 | $339 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,312 | $1,363 | $1,793 |
| Total Monthly Payment | $1,726 | $1,777 | $2,207 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.