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Welcome to the historic Hudson Rivertown hamlet of Tomkins Cove in Stony Point, NY! This beautifully maintained bi-level home offers generous living space and a warm, inviting atmosphere from the moment you arrive. The main level features a spacious living room, an eat-in kitchen, and a formal dining room with sliding glass doors that open to a large deck overlooking the expansive, level backyard, perfect for entertaining, outdoor dining, or simply enjoying the peaceful setting. Also on this level are a primary bedroom, two additional bedrooms, and a full hall bathroom. The lower level provides exceptional flexibility, offering an oversized family room with direct access to the backyard patio, a spacious guest bedroom that can also serve as a den or home office, a full bathroom, and a dedicated laundry room. Step outside to a private backyard retreat featuring a sprawling, level lawn with plenty of space for recreation, relaxation, and gatherings. Ideally located for commuters, this home offers convenient access to New York City, major transportation routes, and Hudson River marinas. Outdoor enthusiasts will appreciate being just minutes from Bear Mountain, Harriman State Park, Seven Lakes Drive, scenic hiking trails, boating opportunities, and many of the Hudson Valley’s most popular attractions. Conveniently situated only 20 minutes from Bergen County, New Jersey, this property perfectly blends suburban comfort, natural beauty, and easy access to the area's best amenities.
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Our Executive Mortgage Banker:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $900 | $900 | $900 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,160 | $3,283 | $4,318 |
| Total Monthly Payment | $4,152 | $4,275 | $5,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.