878 Santee Street, Charleston, SC, 29412 | $600,000

Discover the perfect blend of charm and convenience in this beautifully updated home located in the highly sought-after Centerville neighborhood on James Island. With no HOA and an unbeatable location just minutes from Downtown Charleston and Folly Beach, this property offers the coastal lifestyle so many buyers are searching for. Step inside to an inviting open floor plan designed for both comfortable everyday living and effortless entertaining. Vaulted ceilings in the living room and kitchen create a bright, airy atmosphere, while 9-foot ceilings throughout the remainder of the home enhance the sense of space. New luxury vinyl plank flooring flows through the main living areas, complementing the home's stylish updates and welcoming coastal character. At the heart of the home, the spacious kitchen is sure to impress with granite countertops, a custom tile backsplash, stainless steel appliances, abundant cabinetry with updated hardware and designer-inspired finishes, and a generous pantry. Whether hosting gatherings or enjoying a quiet evening at home, this space offers both beauty and functionality. The owner's suite provides a relaxing retreat, featuring a beautifully updated bath with a double vanity topped with marble countertops, tile flooring, a jetted corner tub, separate shower, and an expanded walk-in closet complete with a custom organizational system. Step outside and discover one of the property's most exceptional features--an expansive, nearly half-acre lot with a fully fenced backyard and double-gate access, offering ample room for a boat, trailer, or recreational equipment. The large patio creates the perfect setting for outdoor dining, grilling, and entertaining, while the thoughtfully designed outdoor spaces invite you to enjoy the Lowcountry lifestyle. A fire pit, garden area, storage shed, and an impressive collection of mature plantings--including blackberry bushes, blueberry bushes, banana trees, and grapevines--make this backyard as productive as it is inviting. Additional upgrades and improvements include recessed lighting with dimmers, updated ceiling fans and fixtures throughout, marble countertops in both bathrooms, updated tile flooring, a newer roof, and a newer HVAC system. The attached garage has also been enhanced with a new garage door, painted floor, and convenient service door providing direct access to the backyard. Offering a rare combination of modern updates, generous outdoor space, and a prime James Island location, 878 Santee Street is a home that truly stands apart. Don't miss the opportunity to make it yours.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Washer Hookup
  • Style: Traditional
  • Development: 21 - James Island
  • Year Built: 2005
  • Garage: 1-car Attached
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,652
  • Acreage: 0.4
  • Lot Desc: Corner Lot, Level
  • Elem. School: James Island
  • Middle School: Camp Road
  • High School: James Island Charter
  • MLS#: 26018307
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/26018307/878santeestreet_charleston_sc?source=qrflyer
Copyright © 2026  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Carolina One Real Estate

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Yokadi Mejia, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

878 Santee Street, Charleston, SC, 29412

$600,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $480,000 $480,000 $480,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,875 $2,995 $3,954
Total Monthly Payment $2,967 $3,087 $4,046

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.