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Set back on a deep, level lot, 223 Newport Avenue is a well-maintained split-level offering strong curb appeal, an attached garage, and parking for five. A long blacktop driveway, established foundation plantings, and a wide front lawn create a welcoming approach, while the rear of the property opens to a private backyard backed by mature trees. Inside, the main level features hardwood floors, central air, and brand-new neutral paint throughout. The living room opens directly to the dining area, which flows into an eat-in kitchen with tile flooring, ample cabinetry, and a full pantry closet. Down the hall are three comfortable bedrooms with natural light, served by an updated full bath with marble-look tile and a gray vanity. The walkout lower level adds flexible bonus space, including a large wood-paneled living room with a separate sitting room ideal for a playroom, office, den, or guest space, and a dedicated laundry and utility room with abundant storage. Sliding doors lead directly to the rear patio and an oversized screened sunroom overlooking the backyard. A convenient half bath adds everyday functionality. Additional highlights include baseboard heat, public water and sewer, a pull-down attic for added storage, and vacant delivery. Select finishes offer room to update and personalize over time, creating a strong value-add opportunity in a home with excellent bones. Served by the South Orangetown school district, the home is close to Piermont and Nyack, known for art galleries, boutiques, riverside dining, and walking and biking trails. A nearby nature trail adds easy outdoor access, while commuters enjoy convenient connections to Route 9W, the Palisades Parkway, and express bus service toward Manhattan.
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Our Executive Mortgage Banker:
$645,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $516,000 | $516,000 | $516,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,069 | $1,069 | $1,069 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,090 | $3,258 | $4,285 |
| Total Monthly Payment | $4,251 | $4,419 | $5,446 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.