108 Carolina Cove Road, Seneca, SC, 29672 | $1,595,000

Escape to the lake in this rustic yet beautifully updated 4-bedroom 3-bath retreat that truly captures the feel of a private lakeside getaway. Enjoy breathtaking long-range lake views and exceptional waterfront amenities, including an incredible double-decker, two-slip dock with approximately 42 feet of water depth at the end of the dock. 174 feet of rip rapped shoreline. Recent updates include new quartz countertops, a new roof installed in June 2026, freshly stained decking, and improvements throughout the home. Outdoor living is second to none with a fully equipped outdoor kitchen, hot tub, fire pit, screened porch and expansive wraparound deck designed for entertaining and relaxation. Inside, you'll find a spacious floor plan featuring Australian Cyprus hardwood, tile and carpet flooring, a large bunk room, and a lower-level game/living room. The primary suite upstairs offers a beautifully updated bath with a double vanity and walk-in shower. The property also includes a detached two-car garage with additional space above, providing flexibility for storage, recreation or future expansion. Offered fully furnished, this home is move-in ready and approved for short-term rentals, creating an excellent opportunity for additional income. The home sleeps 14. Located in Carolina Cove, a small gated community offering privacy and professional landscaping, this property is less than a half-mile from Stamp Creek Landing for convenient boat ramp access. Whether you're looking for a full-time residence, vacation home, or investment property, this exceptional lakefront has it all.

Features

  • Amenities: Gated
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: In Basement, Laundry Room
  • Style: Traditional
  • Year Built: 2004
  • Garage: 2-car Detached
  • Heating: Propane
  • Cooling: Central Air, Electric
  • Basement: Finished, Full
  • Acreage: 0.66
  • Est. Taxes: $11,665
  • HOA Fee: $500 Annually
  • Lot Desc: 1/2 - Acre, Wooded
  • Water Front: Yes
  • Elem. School: Keowee
  • Middle School: Walhalla
  • High School: Walhalla
  • Pet Policy: Breed Restrictions
  • Appliances: Gas Cooktop, Dishwasher, Disposal, Convection Oven, Refrigerator, Washer, Gas Oven, Microwave, Tankless Water Heater
  • MLS#: 1595888
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /eprop/1595888/108carolinacoveroad_seneca_sc?source=qrflyer
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Listing courtesy of Top Guns Realty   Phone: 864-945-0370

Room Information

Type DimensionsLevel
Bedroom2 14.5x11.5Main
Bedroom3 15x10.5Main
Bedroom4 15.5x13.5Lower
BonusRoom 29.5x18Lower
Kitchen 16.5x10.5Main
Laundry 10x10
LivingRoom 29.5x18Main
PrimaryBedroom 19x13.5Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

108 Carolina Cove Road, Seneca, SC, 29672

$1,595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,276,000 $1,276,000 $1,276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.157% 6.203%
Monthly Tax Payment $972 $972 $972
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,446 $7,650 $10,768
Total Monthly Payment $8,543 $8,747 $11,865

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.