120 Prospect Street, #29, Ridgefield (Village Center), CT, 06877 | $775,000

Spaciousness. Privacy. Peace & quiet. Words not often heard about condo living! Welcome to one of the largest and most desirable homes in Prospect Woods. 2837 total, livable sq ft includes the unique 25x17 finished LL with door for rear access. Perfectly positioned to offer remarkable privacy & to capture unobstructed views, this spacious townhome offers exceptional living space, abundant natural light, and the opportunity to create your own vision of home. The main level features a unique and highly functional floor plan designed for both everyday living and entertaining. The generous living and dining areas flow seamlessly to the screened porch and deck, where sweeping views of protected lands provide natural beauty throughout the seasons. The kitchen, dining room, porch, and upper-level primary bedroom all enjoy the same picturesque outlook. Well-designed closets & built-ins provide valuable storage for china, books, office materials, and treasured collections. Upstairs are two spacious bedrooms and two full baths, including a primary suite with natural views and ample closet space. A convenient half bath serves the main level. What also sets this home apart are the remarkable lower levels. The main space has an extra-tall ceiling and walkout access to the lower roadway. This space plus the other finished LL areas offer endless possibilities for a recreation room, media room, home office, fitness area, hobby space, shelved storage or guest accommodations. Few homes in the community offer this much flexible living area, as well as ample storage space. Additional features include a side-by-side two-car garage with direct main-level access, generous storage throughout, and a sought-after location within Prospect Woods. Being sold "as is, " this home presents a wonderful opportunity for buyers to update as desired. And throughout the year, the sunrises are spectacular!

Features

  • Town: Ridgefield
  • Parking: 4-car
  • Heating: Hot Air
  • Cooling: Ceiling Fans,Central Air
  • Levels: 4
  • Amenities: Pool
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Main Level
  • Complex: Prospect Woods
  • Year Built: 1986
  • Common Charge: $943 Monthly
  • Above Grade Approx. Sq. Feet: 1,917
  • Below Grade Approx. Sq. Feet: 920
  • Est. Taxes: $11,638
  • Lot Desc: Lightly Wooded,Sloping Lot
  • Elem. School: Veterans Park
  • Middle School: East Ridge
  • High School: Ridgefield
  • Pool: Gunite,Pool House,In Ground Pool
  • Pets Allowed: Yes
  • Pet Policy: Cats and 2 dogs
  • Appliances: Electric Range,Microwave,Range Hood,Refrigerator,Dishwasher,Washer,Electric Dryer
  • MLS#: 24186540
  • Website: https://www.raveis.com
    /prop/24186540/120prospectstreet_ridgefield_ct?source=qrflyer
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Listing courtesy of Keller Williams Realty   Phone: (203) 438-9494

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Full Bath,Wall/Wall Carpet12.0 x 17.0Upper
Dining Room Hardwood Floor10.0 x 12.0Main
Family Room Vaulted Ceiling,Book Shelves,Ceiling Fan,Fireplace,Wall/Wall Carpet14.0 x 15.0Main
Kitchen Built-Ins,Hardwood Floor14.0 x 15.0Main
Living Room Balcony/Deck,Fireplace,Sliders,Hardwood Floor13.0 x 18.0Main
Office 11.0 x 17.0Lower
Other 12.0 x 14.0Lower
Primary BR Suite Full Bath,Wall/Wall Carpet14.0 x 17.0Upper
Rec/Play Room 9 ft+ Ceilings,Wall/Wall Carpet17.0 x 25.0Lower

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
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  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

120 Prospect Street, #29, Ridgefield (Village Center), CT, 06877

$775,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $620,000 $620,000 $620,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $970 $970 $970
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,767 $3,915 $5,149
Total Monthly Payment $4,829 $4,977 $6,211

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.