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Set in a beloved Fairfield University neighborhood where turnover is rare, this classic Cape has been beautifully maintained, thoughtfully expanded & is sitting pretty on its 0. 35 acre of level, partially fenced land, bordered by stone walls. Charming portico entry leads to Living Room with wood burning fireplace & Formal Dining Room. Newer En-Suite Primary Bedroom on main level is generously scaled, and includes two closets with custom built-ins. The Bathroom features large walk in shower with bench seat, and is wheelchair accessible. Eat In Kitchen w/table at sunny bay window opens to surprisingly spacious Newer Family Room with custom built ins, overlooking private backyard via an expansive Trex deck. Full hall Bathroom w/tub completes the main level. Upstairs are two sweet dormered Bedrooms w/window seats and 3rd full hall Bathroom w/tub. Basement offers 2 finished rooms for additional living space & plenty of unfinished space for laundry & storage. Attached 1-car garage leads into kitchen. University Drive is part of an enclave of quiet streets adjacent to Tanaka Park, a neighborhood built for GE executives in the 1930's. This wonderful home, fresh & inviting as it is today, is suitable for even more expansion. Just 2. 5 miles to Fairfield town center, with its cultural amenities, conveniences, restaurants & MetroNorth train station, and another mile from there to sandy Penfield Beach. It's a perfect mix of move-in condition, convenient location & beautiful setting.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 15.0 x 12.0 | Upper |
| Bedroom 2 | Ceiling Fan,Wall/Wall Carpet | 12.0 x 10.0 | Upper |
| Dining Room | Hardwood Floor | 11.0 x 9.0 | Main |
| Eat-In Kitchen | Ceiling Fan,Hardwood Floor | 21.0 x 11.0 | Main |
| Family Room | Balcony/Deck,Built-Ins,Ceiling Fan,Hardwood Floor | 15.0 x 20.0 | Main |
| Living Room | Fireplace,Hardwood Floor | 19.0 x 11.0 | Main |
| Office | Wall/Wall Carpet | 10.0 x 10.0 | Lower |
| Primary Bedroom | Ceiling Fan,Hardwood Floor | 25.0 x 14.0 | Main |
| Rec/Play Room | Wall/Wall Carpet | 15.0 x 10.0 | Lower |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $783,200 | $783,200 | $783,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $1,005 | $1,005 | $1,005 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,447 | $4,696 | $6,609 |
| Total Monthly Payment | $5,544 | $5,793 | $7,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.