43 Krom Road, Stone Ridge, NY, 12484 | $529,000

Step back in time while enjoying modern comforts in this captivating 1842 historic cottage, perfectly situated on two private, serene acres just minutes from the heart of Stone Ridge. As you arrive, the storybook setting unfolds with lush, mature perennial gardens that wrap the property in vibrant color and natural privacy, creating an idyllic sanctuary for relaxation or outdoor entertaining. Inside, the home radiates warmth and character, highlighted by warm wood flooring that flows seamlessly through every room. The heart of the home is a beautifully designed, spacious open kitchen and dining room that effortlessly blends historic charm with contemporary functionality, making it ideal for hosting friends or preparing quiet meals.

Offering a rare combination of vintage integrity and comfortable living, the main floor features a cozy living room, bedroom and full bath. The second floor includes two generous bedrooms and full bath with soaking tub. Enjoy luxurious radiant heat flooring beneath your feet in the primary suite, living room, and kitchen, complemented by efficient mini-split units for year-round climate control. The lower level boasts a bright studio space perfect for creators, W@H or yoga space, along with a walk-out basement featuring excellent potting shed capability for garden enthusiasts and a woodstove serving as a cozy alternative heat source.

Seamlessly blend indoor and outdoor living by relaxing in the breezy screened porch or entertaining on your private deck overlooking the gardens. Excellent storage and workspace abound with a detached two-car garage featuring a dedicated workshop area and a large storage loft above. This Hudson Valley gem provides the ultimate country escape--10 minutes to the center of Stone Ridge, close to the scenic Ashokan Reservoir, and just 15 minutes to Kingston--with easy access to local farm-to-table dining, boutique shopping, and endless outdoor recreation.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Lower Level
  • Style: Cottage
  • Year Built: 1842
  • Garage: 2-car Detached
  • Heating: Ductless, Heat Pump, Propane, Radiant Floor, Wood Stove
  • Cooling: Ductless, Heat Pump
  • Basement: Exterior Entry, Full, Interior Entry, Partially Finished, Walk-Out Access
  • Acreage: 2.01
  • Est. Taxes: $5,992
  • Lot Desc: Back Yard, Garden, Landscaped, Native Plants, Private, Wooded
  • View: Garden, Trees/Woods
  • Elem. School: Marbletown K-3
  • School District: Rondout Valley Central
  • Appliances: Dryer, Dishwasher, Freezer, Gas Range, Refrigerator, Range Hood, Washer
  • MLS#: 20263405
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/20263405/43kromroad_stoneridge_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of BHHS Nutshell Realty

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

43 Krom Road, Stone Ridge, NY, 12484

$529,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $423,200 $423,200 $423,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $499 $499 $499
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,503 $2,640 $3,486
Total Monthly Payment $3,094 $3,231 $4,077

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.