46 WINDMILL PALM Trail, Ponte Vedra Beach, FL, 32081 | $1,195,000

Welcome to the home that invites you in and makes you want to stay. From the natural light to the thoughtful details and effortless flow, every space was designed to feel both beautiful and functional. This better-than-new Toll Brothers Scarlett floorplan in Palmetto Cove offers elevated finishes, intentional design, and exceptional storage rarely found in newer construction. Built in 2024 and situated on a cul-de-sac lot near preserve space, this two-story home offers 4 bedrooms, 3. 5 baths, private office, oversized loft, and 3 car garage across 3, 264 square feet of beautifully curated living space.

Set on . 27 acres, the backyard offers both space and opportunity, with professionally designed landscape plans already paid for and included-giving the next owner a valuable head start on creating a private outdoor retreat tailored to their lifestyle. And the best part? The front yard improvements are already in motion, making the vision for this home even easier to bring to life. From the moment you step inside, the home feels bright, open, and effortlessly inviting. Natural light pours through the main living spaces, highlighting the custom millwork, built-ins, and thoughtful details that create a warm yet elevated feel throughout. Every finish was intentionally selected to create a cohesive flow, balancing timeless design with everyday livability. At the center of the home, the marble mosaic fireplace with floating mantel anchors the main living space, while the open-concept layout flows seamlessly into the beautifully upgraded kitchen featuring quartz countertops, stacked cabinetry, a Kohler cast iron farmhouse sink and faucet, gas cooktop, oversized island, and a spacious walk-in pantry with butler's pantry potential. Designed for both comfort and convenience, the first-floor primary suite offers a private retreat with a spa-inspired bath featuring a frameless glass shower, floor to ceiling zellige tile, rain shower head, full-height dual vanity, and designer finishes including Kohler faucets and polished nickel fixtures from Rejuvenation. The spa suite includes a large linen storage, and a spacious walk-in closet with 10' ceilings-offering incredible potential for a custom designed closet. The first floor also offers a dedicated office positioned next to the half bathroom, creating flexibility for future conversion into a downstairs guest suite. Just off the garage entry, a custom designed and functional drop zone creates an easy landing space for backpacks, shoes, and everyday essentials, while the beautifully remodeled laundry room balances style and function with a deep stainless steel utility sink, extra cabinetry, folding space, and a hanging bar for drying clothes. Upstairs, the oversized loft creates the perfect second living space-whether for movie nights, play space, or a quiet retreat-while the split-bedroom layout offers privacy and flexibility for family and guests alike. The generously sized secondary bedrooms provide plenty of room to grow, with two sharing a spacious dual-vanity bath and an additional bedroom with its own adjoining bath positioned separately for added privacy. Each bedroom is complete with a spacious walk-in closet. Storage is truly a standout throughout the home, offering the kind of practical functionality that's hard to find. In addition to walk-in closets in every bedroom, the home features a dedicated walk-in storage closet within the half bath, oversized under-stair storage, generous linen storage just off the primary suite, added attic flooring above the single-car garage, and extra garage shelving systems-creating plenty of space for seasonal items, hobbies, and everyday organization. Located just 1. 6 miles from the waterway and paddle launch, and within one of Nocatee's most desirable communities known for its larger side-yard setbacks, this home offers the perfect blend of space, privacy, convenience, and lifestyle-with access to world-class amenities, top-rated schools, golf cart access, and the beaches just minutes away. More than a home, it's a thoughtfully designed lifestyle ready to be lived.

Features

  • Amenities: Pool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)Sidewalks, Street Lights, Curbs
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Lower Level, Sink, Washer Hookup
  • Style: Traditional
  • Year Built: 2024
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,264
  • Acreage: 0.27
  • Est. Taxes: $14,644
  • HOA Fee: $1,500 Annually
  • Lot Desc: Cul-De-Sac, Dead End Street, Sprinklers In Front, Sprinklers In Rear, Wooded
  • View: Protected Preserve, Trees/Woods
  • Elem. School: Sabal Crest Academy
  • Middle School: Sabal Crest Academy
  • High School: Allen D. Nease
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • MLS#: 2152195
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /eprop/2152195/46windmillpalmtrail_pontevedrabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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46 WINDMILL PALM Trail, Ponte Vedra Beach, FL, 32081

$1,195,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $956,000 $956,000 $956,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.086% 6.183%
Monthly Tax Payment $1,220 $1,220 $1,220
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,579 $5,732 $8,067
Total Monthly Payment $6,924 $7,077 $9,412

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.