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Welcome to this charming Ranch-style home beautifully nestled on a corner lot in the Village of Montgomery within the Valley Central School District. Showcasing lovely curb appeal with a landscaped front yard, this inviting 1-bedroom, 1-bathroom residence features a versatile office or bonus room to suit your lifestyle. Step inside to discover a bright living room highlighted by gleaming hardwood floors and a cozy corner wood-burning stove resting on a tiled hearth. The spacious, eat-in kitchen boasts rustic wood cabinetry, a decorative backsplash, and ample space for cooking and dining. The well-appointed full bathroom provides a large vanity, tile flooring, and a step-in shower. The living spaces extend into comfortable sleeping and working quarters, including a vibrant bonus room with sliding glass doors leading to the exterior, as well as a spacious primary bedroom featuring large windows and beautiful hardwood floors. Downstairs, a full basement offers excellent storage or expansion potential. Outside, enjoy relaxing or entertaining on the expansive side deck, which overlooks a level, partially fenced yard area. The property also features an attached two-car garage with plenty of interior workspace and an additional detached storage shed for your convenience. Ideally located just two blocks from Veterans Memorial Park and the Village center—which features a variety of eateries, shopping boutiques, local pubs, and the Village hall—this home also provides fantastic commuter convenience, situated close to Route 211, Route 17K, and just a 10-minute drive to Interstate 84.
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Our Executive Mortgage Banker:
$349,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,999 | $279,999 | $279,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $805 | $805 | $805 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,677 | $1,768 | $2,306 |
| Total Monthly Payment | $2,557 | $2,648 | $3,186 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.