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Welcome to this beautifully updated 3-bedroom, 2. 5 -bath home located in the desirable Rocky Point School District! From the charming front porch to the thoughtfully designed interior, this home offers comfort, style, and modern upgrades throughout. Step inside to an inviting open floor plan featuring soaring cathedral ceilings, hi-hats, crown molding, and a cozy wood pellet stove that creates the perfect gathering space. The spacious kitchen is a true centerpiece, complete with granite countertops, brand-new stainless steel appliances, and plenty of room for entertaining and everyday living. The home also features a newly renovated laundry room with brand-new stainless steel washer and dryer, updated bathrooms, and energy-efficient ductless units providing both heating and cooling year-round. Additional upgrades include a brand-new whole-house water filtration system, new hybrid water heater, and a newly updated 200-amp electrical panel for added peace of mind, built-in vac mop system, EV charger and smart front and back doors for modern living and peace of mind. The 5-year-young roof adds even more value and confidence for the next homeowner. The full unfinished basement offers endless possibilities for future living space, home office, gym, or recreation area complete with a cedar closet and egress window. With beach rights and modern updates this home is the perfect opportunity to enjoy the best of Rocky Point living!
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Our Executive Mortgage Banker:
$629,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $503,999 | $503,999 | $503,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,108 | $1,108 | $1,108 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,018 | $3,144 | $4,152 |
| Total Monthly Payment | $4,218 | $4,344 | $5,352 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.