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DETACHED 30X30 CONCRETE 2 BAY GARAGE is included with this affordable mobile home on a one half acre lot. No Flooding here yet only 10 minutes from State Parks and boat ramps along the Gulf of America coastline. No HOA and plenty of room for all your toys and projects. Garage with workshop area features washer and dryer hook up, 30 amp power connector and separate hot water heater. Recent upgrades was a new 200 Amp electrical service in 2019, and the A/C and septic systems in 2020. Has additional electrical and septic hookup for R/V's. Has an additional 16 x 10 storage building. Fivay High School which doubles as the local storm shelter is very close by. This 2bed/ 2bath double wide with 221 sq ft room added to the rear and master bath added to the front provides affordable living in a country setting yet close to town. Large room in the rear last used as the 3rd bedroom could easily be a family room or area for elderly parent or grand parent. It has outside entry door currently with a wheel chair ramp. . If you want larger then usual lot, a home , and detached garage as a reasonable price, come take a look , today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$169,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $135,600 | $135,600 | $135,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.846% |
| Monthly Tax Payment | $64 | $64 | $64 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $812 | $846 | $1,117 |
| Total Monthly Payment | $951 | $985 | $1,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.