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First time on the market! Nestled on 2 flat, private acres within the coveted Lloyd Neck Estates Homeowners Association, this custom-built residence offers timeless elegance, exceptional versatility, and an unparalleled lifestyle. Designed with both comfort and sophistication in mind, this bright and spacious home features a traditional floor plan enhanced by high ceilings, custom moldings, raised paneling, oversized windows, beautiful hardwood floors, and a grand two-story foyer. At the heart of the home is a beautifully appointed chef's kitchen featuring a large center island, gas cooking, stainless steel appliances, Cambria quartz countertops, dual pantries, and French doors that open to your backyard patio - perfect for entertaining and everyday living. A rear staircase off the mudroom leads to an impressive second-floor recreation space, while the thoughtfully designed floor plan offers incredible flexibility. The first floor primary suite can also serve as a private in-law suite, and additional living spaces upstairs provide options for a second primary suite or comfortable au pair accommodations. The second level boasts two extraordinary oversized spaces, ideal as a recreation room, gym or home office. One of the home's most remarkable features is its energy efficient geothermal heating and cooling system. Utilizing renewable energy from beneath the earth's surface, this environmentally friendly technology provides year-round comfort with significantly reduced utility costs and eliminates the need for natural gas or heating oil. Hardie plank and Azek construction an added bonus to this easy maintenance home! The sprawling grounds offer endless possibilities, including ample space for a pool, tennis court or sport court. More than just a home, this property offers an exceptional lifestyle. Enjoy access to your own private association beach, dock, and mooring, and as a Lloyd Harbor resident, enjoy the nearby Lloyd Harbor Village Park which includes summer camp programs, tennis, and additional beach and boating access. Nature enthusiasts will appreciate the close proximity to Caumsett State Park and Target Rock Preserve, while residents also benefit from the highly regarded Cold Spring Harbor School District. Additionally, Lloyd Harbor provides private Village police. For the commuter, just a 55 minute train ride to Manhattan. A rare opportunity to own an exceptional residence in one of Long Island's most desirable waterfront communities.
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Our Executive Mortgage Banker:
$2,299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,839,200 | $1,839,200 | $1,839,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $2,637 | $2,637 | $2,637 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $10,443 | $11,027 | $15,520 |
| Total Monthly Payment | $13,205 | $13,789 | $18,282 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.