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Welcome home to this turn key 4-bedroom, 3. 5-bath residence in the highly desirable Oaks at St. Johns Crossing on Johns Island. Originally built by Mungo Homes and designed for modern living, this home offers the perfect blend of space, comfort, and convenience for buyers looking to enjoy the best of Johns Island while staying connected to downtown Charleston. Inside, you'll find a bright home office with custom built-ins and French glass doors, ideal for remote work or a dedicated study space. The open-concept kitchen and family room create a welcoming gathering place, featuring a large island, quartz countertops, stainless farmhouse sink, smart appliances, subway tile backsplash, and a large pantry. If storage is important, the home has plenty of closet space, a drop zone in the entryway, deep closet under the stairs. An outdoor shed provides additional storage space for bikes and lawn equipment. Have an EV? Electric car charger already installed! Upstairs, the spacious primary suite includes a tray ceiling, remote controlled blackout shades, dual vanities, an upgraded walk-in shower, and a generous walk-in closet. Two additional bedrooms, a full bath, and a conveniently located laundry room complete the second floor. The third-floor bonus room with a full bath offers incredible flexibility as a media room, guest suite, playroom, or private retreat. Outdoor enthusiasts will appreciate the backyard, patio space, and two parking spaces, overlooking the new neighborhood park. If privacy is important, simply close the gates for a fully fenced outdoor experience. Thanks to a recent Charleston County improvement project, residents enjoy direct access to scenic walking trails and a pedestrian bridge connecting neighboring communities, with thousands of native trees and shrubs creating a beautiful natural setting. Whitney Lake is also just a short walk away, providing even more opportunities to enjoy the outdoors. Located just 10 miles from downtown Charleston, this home makes commuting simple while allowing you to enjoy the relaxed Johns Island lifestyle. Weekend adventures are within easy reach, with Folly Beach and Kiawah Island approximately 25 minutes away. You'll also love being close to Johns Island's growing collection of local restaurants, shopping, and everyday conveniences. If you've been searching for a move-in-ready home with access to parks, trails, nature, and an easy drive to Charleston, this one checks all the boxes.
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Our Executive Mortgage Banker:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,755 | $2,870 | $3,789 |
| Total Monthly Payment | $2,847 | $2,962 | $3,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.