1013 BAY HARBOR DRIVE, Englewood, FL, 34224 | $799,000

Under contract-accepting backup offers. Enjoy wide water views on Ainger Creek, exceptional boating access, and stunning sunsets from this custom waterfront home offering one bridge access to Lemon Bay and the Gulf of Mexico, a private dock, heated pool, and a unique basement workshop rarely found in Florida homes. This well-maintained three-bedroom, two-and-a-half-bath home puts the Florida lifestyle right at your doorstep. A paver walkway leads to the decorative glass front door and welcoming foyer, where light-filled spaces and an open layout immediately draw your attention to the water. Luxury vinyl plank and tile flooring provide easy maintenance throughout, while impact windows, impact doors, impact-rated garage doors, a 2023 metal roof, whole-house generator, and surge protection offer peace of mind. The main living area features vaulted ceilings, a stacked stone wood-burning fireplace with a granite hearth, and quadruple sliding glass doors that showcase the beautiful waterfront setting. The kitchen offers an abundance of cabinetry, granite countertops, a built-in desk area, raised breakfast bar, and additional bar seating. Adjacent to the kitchen and great room is a formal dining area, providing plenty of space for entertaining family and friends. A winding staircase leads to an open loft overlooking the great room below, creating the perfect space for a home office, reading area, or additional family room. The ensuite primary bedroom features a walk-in closet, balcony access through sliding glass doors, and additional French doors leading to the outdoor shower area. The primary bathroom includes dual vanities, a soaking tub, and walk-in shower. Both guest bedrooms offer reach-in closets, with one enjoying water views, while the guest bathroom features a large tiled walk-in shower and granite-topped vanity. Built-in cabinetry, folding counter space, utility sink, and additional storage complete the laundry room. Designed to take full advantage of the waterfront setting, the outdoor living spaces feature multiple levels connected by wire-style railings and composite decking, creating numerous areas to relax and enjoy the scenery. The pool level offers an oversized deck, heated pool with a 2024 geothermal heat pump, and outdoor kitchen area. Beyond the pool gate, a paver pathway leads through beautifully landscaped grounds to the private dock, complete with a fish cleaning station, water, and electric service. One of the most unique features of this home is the large workshop located just steps below the garage. Fully outfitted with a mini-split A/C system, humidifier, sump pumps, and ample workspace, it is a craftsman's dream. Additional improvements include spray foam insulation above the garage, blown insulation throughout the main living areas, a whole-house water treatment system, and a monitored security system. Permits have already been paid for a new 7, 000-pound boat lift and davits. Conveniently located off Placida Road, this property places you between Englewood and Boca Grande, making it easy to enjoy boating from your backyard, world-class fishing, sandbar hopping, and waterfront dining at local restaurants and tiki bars. When you want to stay on dry land, you'll appreciate the nearby parks, golf courses, tennis and pickleball courts, shopping, dining, medical facilities, and everyday conveniences. This exceptional waterfront home at 1013 Bay Harbor Drive is a must-see.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 90 x 143 x 93 x 139
  • Laundry: Inside, Laundry Room
  • Year Built: 1985
  • Garage: 2-car Bath In Garage, Boat, Driveway, Garage Door Opener, RV Parking, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,837
  • Acreage: 0.41
  • Lot Size: 90 x 143 x 93 x 139
  • Est. Taxes: $5,480
  • Lot Desc: In County, Near Golf Course, Near Marina, Oversized Lot
  • View: Pool, Water
  • Water Front: Yes
  • Elem. School: Vineland Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, Heated, In Ground, Outside Bath Access
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System
  • MLS#: D6147856
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/D6147856/1013bayharbordrive_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/10/2026 1:01:03 AM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 941-473-8484

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1013 BAY HARBOR DRIVE, Englewood, FL, 34224

$799,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,200 $639,200 $639,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.650% 5.972%
Monthly Tax Payment $457 $457 $457
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,884 $4,040 $5,308
Total Monthly Payment $4,433 $4,589 $5,857

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.