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RARE OPPORTUNITY! Qualified buyers may be eligible to assume the seller's existing 4. 99% interest rate loan, potentially saving hundreds of dollars per month compared to current market rates. Plus, the seller is offering up to $10, 000 toward closing costs and or an interest rate buy down, creating exceptional value for today's buyers. Contact the listing agent for complete details. Built in 2022 and maintained in pristine, like new condition, this beautiful 4 bedroom, 3 bathroom home offers 2, 117 square feet of thoughtfully designed living space with modern finishes and an inviting open concept layout. Upon entering, you'll be welcomed by soaring vaulted ceilings and an abundance of natural light throughout the main living area. The spacious kitchen overlooks the dining and living spaces, making it the perfect setting for entertaining guests or enjoying everyday family life. The desirable split floor plan offers privacy for the primary suite, while two secondary bedrooms are connected by a convenient Jack-and-Jill bathroom, providing both functionality and comfort for family members or guests. A third full bathroom and additional bedroom offer flexibility for a home office, guest suite, or growing family. Step outside to your private backyard retreat featuring a covered patio and a fully fenced yard ideal for pets, outdoor gatherings, or simply relaxing in your own peaceful space. The home also includes a full appliance package, making it truly move in ready. Best of all, this property is not located within an HOA, allowing you to enjoy the benefits of homeownership without additional association fees or restrictions. Don't miss this opportunity to own a like new home with valuable buyer incentives in one of Palm Coast's most desirable areas. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$384,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $307,992 | $307,992 | $307,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $432 | $432 | $432 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,822 | $1,921 | $2,537 |
| Total Monthly Payment | $2,329 | $2,428 | $3,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.