2049 San Marco RD, Marco Island, FL, 34145 | $750,000

One or more photo(s) has been virtually staged, AI generated or rendered. Marco Island Florida Real Estate For Sale!!! Opportunity Awaits at 2049 San Marco Road on Marvelous Marco Island! This Estate Sale Offers Exceptional Value for Buyers Looking to Customize a Home in Southwest Florida's Most Desirable Island Community! Situated on High Ground in an East Marco Island Location, the Property Should Offer Significant Savings on Flood Insurance Compared to Most Lower-Lying Coastal Homes, Making Ownership More Affordable over the Long Term. Generally, Lenders DO NOT require Flood Insurance for Properties in Zone X, as it is Classified as a Low-to-Moderate Risk Area (non-Special Flood Hazard Area) and not Federally Mandated. A Similar Property For Sale now in this Price Range on Marco (3 Bedrooms, 2 Bathrooms, 2 Car Garage but only 1, 525 Square Feet) has a Quoted Flood Insurance Premium of $7, 679 Per Year!!! That is Over $230, 000 a Buyer of that Property would spend over a 30 Year Mortgage IF the Premiums don't go up!!! This Well-Designed Residence with Fresh Paint Inside and Out Features 3 bedrooms, 2 bathrooms, and a spacious 2-Car Garage, providing Comfortable Living for Year-Round Residents, Seasonal Owners, or Investors. The Split-Bedroom Floor Plan offers Privacy, while Generous Living Areas Create the Perfect Setting for Entertaining Family and Friends! Step outside to your Own Private Tropical Retreat Featuring an In-Ground Swimming Pool Enclosed by a Screened Cage (Lanai). The Screened Pool area allows for Year-Round Enjoyment of Florida's Sunshine while Minimizing Unwanted Intruders, Creating an Ideal Space for Relaxing, Dining, and Entertaining! The Home is being Offered as an Estate Sale and Needs Some Updating, Presenting a Tremendous Opportunity for Buyers to Add their Own Personal Touches and Build Instant Equity. Cosmetic Improvements and Modern Updates can Transform this Property into a Stunning Marco Island Residence while Potentially Saving Thousands Compared to Purchasing a Fully Renovated Home! Property Highlights: • 3 Bedrooms • 2 Bathrooms • 2-Car Attached Garage • Private Screened Swimming Pool • High-ground inland location • Potentially lower flood insurance costs • Estate sale with tremendous value-add opportunity • Excellent chance to renovate and customize to your taste. If you've been Waiting for an Affordable Entry into the Marco Island Market, 2049 San Marco Road Deserves Your Attention! Bring Your Vision, Make the Updates YOU Desire, and Enjoy Island Living while Potentially Benefiting from Lower Insurance Costs and the Opportunity to Create Substantial Value in Florida's Premier Island Community! Some Photos have been Edited by AI and they are marked as such. Someone Has To Live In Paradise . . . Why Not YOU???

Features

  • Amenities: None
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch,Traditional
  • Development: MARCO ISLAND
  • Year Built: 1999
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,669
  • Acreage: 0.25
  • Est. Taxes: $2,176
  • Lot Desc: Oversize
  • View: City,Mangroves,Wooded Area
  • Community Type: Non-Gated
  • Elem. School: TOMMIE BARFIELD
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226024032
  • Website: https://www.raveis.com
    /prop/226024032/2049sanmarcord_marcoisland_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premiere Plus Realty Co.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2049 San Marco RD, Marco Island, FL, 34145

$750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $600,000 $600,000 $600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $181 $181 $181
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,593 $3,788 $4,942
Total Monthly Payment $3,866 $4,061 $5,215

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.