|
Presented by
Kristen Cuddy |
Conservation lot! Beautifully updated and truly move-in ready, this exceptional 3-bedroom, 2-bath home in the sought-after 55+ guard-gated community of Royal Highlands offers the peace of mind today's buyers are looking for. Major recent improvements include a 2021 roof, 2021 air handler, 2021 water heater, and 14 New South hurricane-impact windows in 2024, combining comfort, energy efficiency, and storm protection. Inside, you'll find a bright, open floor plan with fresh interior and exterior paint, luxury laminate flooring throughout, updated lighting and ceiling fans, and a beautifully renovated kitchen featuring white shaker cabinetry, granite countertops, stainless steel appliances, and a stylish tile backsplash. The spacious layout includes both a formal dining area and a sunny breakfast nook, while the updated bathrooms showcase modern vanities, granite countertops, and contemporary fixtures. One of the home's standout features is the expansive double covered lanai, providing an ideal space to relax, entertain, or simply enjoy Florida's year-round lifestyle. Royal Highlands is a resident-owned community offering golf, indoor and outdoor pools, tennis, pickleball, fitness center, clubhouse, walking trails, and a full calendar of activities. This is an outstanding opportunity to enjoy low-maintenance living in one of Central Florida's premier active adult communities. Schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.261.3935
Kristen.Cuddy@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $207 | $207 | $207 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,458 | $1,515 | $1,993 |
| Total Monthly Payment | $1,740 | $1,797 | $2,275 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.